An estimated 80% of doctors need, want, and should use a financial advisor and/or investment manager. Whether a physician chooses to use an advisor temporarily or long-term, you should feel OK about doing so, as long as the advice is high-quality and fairly priced. This page features vetted, recommended firms that provide just that. More details on the vetting process are available at the bottom of the page.
Financial planning, investment management, student loan management
Gen X & Gen Y Physicians; Starting to 15 yrs as an Attending
Website More InfoWealthkeel’s specialty is financial planning and investment management for you, Gen X & Gen Y physicians and your family. Together, we will navigate the complexity of everyday life by crafting a streamlined financial plan that is agile for your evolving needs. We will help you utilize your wealth to free up time and energy to focus on your family, your practice, and what you love most.
Chad Chubb is a Certified Financial Planner (CFP®) and Certified Student Loan Professional (CSLP®). He has been quoted by Medical Economics, American Medical Association, and CNBC for his work with physicians. He founded WealthKeel LLC to simplify and organize the financial lives of physicians across the United States by custom-crafting financial plans centered around their goals and values. WealthKeel is recognized by The White Coat Investor as one of a few select firms labeled as “a good financial advisor at a fair price,” for their flat-fee subscription model and also their capped fee structure.
Financial planning, investment management, student loan management, tax strategizing
Physician moms and dads (no residents or dentists please)
Website More InfoWhether your kids are little, big, or grown and gone, smart physician moms and dads know it's silly to buy advice for a price based on your income, investments, net worth, or shoe size!
With 30+ years of experience serving families like yours, our multi-specialty team of CFP® professionals can help you:
GET ON TRACK in a few weeks with a plan to save enough for retirement or spend it without running out, and know exactly how to invest IRAs, 401k, and joint accounts. $3000 one time. Satisfaction guaranteed.
STAY ON TRACK with done-for-you IRA, solo 401k, joint account investing, and done-with-you 401k/529 investing—$445 per month.
Check out our podcast or interview us so you can turn a good income into great outcomes for your family, avoiding lifelong regrets from spending too much time making money and too little time making memories.
Financial planning, Tax Strategizing
A DIY investor who doesn’t want to pay AUM but wants advice.
Website More InfoScholar Financial Advising is an independent, fee-only fiduciary firm providing flat-fee financial planning. We help physicians and high earners reclaim their time with clear, actionable strategies. From managing student debt to optimizing investments for tax efficiency, we offer advice tailored to complex financial lives.
Our team of Ph.D. and CFP professionals collaborates to deliver objective, commission-free guidance. We understand the realities of high-income careers—1099 income, production bonuses, group ownership—and build strategies aligned with your goals.
Comprehensive Planning begins with a flat-fee plan ($5,000–$15,000), followed by optional hourly support at $385/hour. For clients seeking ongoing guidance, our Signature Client Program offers a monthly retainer with legacy planning, financial education, and coordination with CPAs and attorneys.
Financial planning, investment management, student loan management
Early-career physician aspiring to DIY w/ our ongoing support
Website More InfoOk, we admit it. Aptus is a little weird. We trust you. We want you to know enough to fire us but be wise enough not to do so. We’ve built a service to support early- and mid-career physicians and dentists who want an ongoing, collaborative relationship with their financial planner. We don’t sell anything. We don’t keep a percentage of your money. We charge simple flat fees. We believe that you, with our guidance, can manage your own investments in your own accounts, which not only mitigates fees but also instills a greater sense of control, understanding, and empowerment. We also believe that as a DIY investor, you will benefit from an ongoing relationship with a trusted financial planner who can provide a 2nd set of eyes on your financial life. Our pricing is designed to eliminate conflicts of interest and foster transparent, objective advice from planners who are highly educated, experienced, and credentialed. If you would like to learn more about Aptus, we conduct free introductory calls.
Financial planning, investment management, student loan management
Financially savvy but want help with increasing complexity
Website More InfoClint Gossage CFA, CFP®, CPA, has been married to a Surgical Oncologist for the past 15 years and has experienced first-hand the ups and downs on the journey from undergrad to becoming an attending. After helping friends in medical school, residency and fellowship with their finances, he left a high-paying job, managing the investments at a multi-billion dollar family office, to start CMG Financial Consulting. He has been helping physicians and medical professionals ever since to get out of student loan debt, save money, invest in tax efficient strategies, manage and protect their assets and give them back their most scarce resource…time.
Financial planning, investment management
You're 50+, have $2-8M+, and want a simple flat fee
Website More InfoRetirement Income Experts. Single Fixed Flat Fee ($12,500) for All.
Collaborate with us if:
We’ll build you a custom Income Floor. Your Growth Portfolio will be simple, very low cost & highly tax efficient (you can keep some legacy securities if wanted).
Accumulating assets is simple. Positioning assets for retirement income & mitigating retirement income risks is complex. Learn more by watching our brief videos and then answering a few quick questions to see if we're a fit.
Bradley Clark, CFP®, RICP® (Founder & CEO) holds a BA from Harvard, MBA from Stanford, and served as Publisher of The Motley Fool.
Financial planning, investment management, student loan management, tax strategizing
Physicians ready to take control of their finances
Website More InfoPhysicians have unique financial issues that can sometimes feel overwhelming. As residents, fellows, and early-career physicians, you deal with crushing student loan debt and competing financial goals like starting families and buying homes. As mid to late-career physicians, you need to invest to grow your wealth, navigate retirement decisions, and implement complex tax strategies.
At Financial Rounds, we help you take control of your finances and make informed decisions. For over 30 years, our team has been guiding our clients from their first job to a worry-free retirement.
Like all vetted advisors on White Coat Investor, we work in your best interest. Our people, processes, and systems are what set us apart. We work with physicians in-person and virtually throughout the country.
We invite you to schedule a no-cost, no-obligation Learn-More Call to help you get to know us and determine whether we are the right advisor to assist you on your journey.
Financial planning, investment management
Flat-fee asset management w/financial planning focus
Website More InfoIntegrity Wealth Solutions (IWS) is a tiered flat-fee asset management and financial planning firm focused on helping physicians, dentists, high-net worth individuals and small business owners in a transparent and equitable manner. We adhere to low-cost, tax-efficient portfolios based on the client’s comprehensive financial planning goals. We have helped numerous client’s in all stages of life and are a great solution for those that don’t want to do it themselves or pay the high cost of hiring a traditional financial advisor. Our wealth management fees range between $1,250 to $3,750 a quarter for the typical client and includes both investment management and financial planning. (Please note we do not provide stand-alone financial planning engagements.)
We are excited to see how we can help you! Please contact Justina Welch or Clint Thomas for a complementary consultation.
Financial planning, investment management, student loan management, tax strategizing
Early (including residents) and mid career physicians
Website More InfoWe are a flat fee, comprehensive financial planning firm that works with 400+ early (including residents) and mid-career physicians across the country.
Our goal at Wrenne Financial Planning, LLC is to help you use your money as a tool to live a great life, on your own terms. Whether you are starting out and wondering how you’ll balance your student loan payments and saving for a home. Or you are an established physician looking for help figuring out how to pay for your kids’ college educations and how much you need to save to reach financial freedom – we can help you.
Your flat fee is inclusive of comprehensive financial planning, investment management, and regular meetings with your CFP® accredited financial planner and their support team.
Use this link to schedule a no obligation intro video call with one of our CFP® accredited advisors
Listen to our podcast Finance for Physicians
The advisors/firms on this page are all paid advertisers. However, they have all passed a thorough vetting process. We required an application (see bottom of the page) that you can review to help you decide who to hire. The vetting process continues after the advisor is listed here, as white coat investors who use their services let us know about their positive and negative experiences.
Why is there a fee to be listed here? There are two main reasons:
While there are many good advisors and reputable firms, no advisor is perfect, and determining who is listed on this page is one of the most challenging aspects of maintaining this resource. Even some well-above-average advisors have been turned down. In fact, the majority of those who apply to advertise here are not accepted.
Financial planning and investment management are significant services, and it’s reasonable to expect to pay thousands of dollars per year for them. That said, many of the advisors listed on this page represent some of the most affordable options available.
Many readers ask about the best way to choose an advisor from this list. Rest assured, there are no poor choices here. Every advisor listed has been vetted, and they provide good advice at a fair price.
The first 10 firms are featured in premium listings, meaning they’ve paid for enhanced visibility and additional listing features. This placement does not imply endorsement over the other firms—all listed advisors have passed the same vetting process.
Unlike one-time transactions—such as buying insurance, refinancing student loans, or reviewing a contract—financial planning and investment management are ongoing, personalized services. While some advisors on this page offer one-time consultations or hourly services, most focus on building long-term relationships to help clients achieve their financial goals. For that reason, finding a good personal fit is essential.
Read through each firm’s description, identify a few that match your needs, and spend time exploring their websites. Review the linked application forms. If a firm’s approach resonates, reach out by email or phone to schedule a virtual or in-person meeting. All listed advisors can work with clients in any US state. Here’s a list of questions you may want to ask them.
Feedback about particularly positive or negative experiences is welcome, and it may be used to improve this resource.
There are four main methods of paying for financial advice, and some advisors use two, three, or even all four methods.
Preferred methods of paying for financial advice include flat annual fees (typically for investment management) and hourly fees (often for financial planning). At lower asset levels, an advisor charging Assets Under Management (AUM) fees may actually be more cost-effective than one with a flat annual retainer.
Most flat fees listed here fall in the $5,000-$15,000 range, though there's considerable variation. It's perfectly reasonable (and often beneficial early on) to work with an advisor who charges based on AUM. However, it’s important to reevaluate the cost each year to ensure you're still getting good value.
As assets grow, clients can often receive equally high-quality advice at a lower cost by transitioning to an advisor who charges flat annual or hourly fees.
Fill out the Advertising Partner Application. Contact the Director of Sales at [email protected] with any questions. Expect the application to be available to readers if you are approved and purchase a listing. We'll get back to you with an approval decision and pricing.
