The White Coat Investor

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Welcome New Readers!

Welcome to The White Coat Investor website! We have a lot of fun here while we help each other to avoid doing dumb things with our money. All the information on the site is 100% free to you. There is a ton of information here, and I understand it can be overwhelming to the first timer, so I suggest you start here with this page. Thanks for stopping by and good luck with your finances and your practice!

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WCI Classics

Live Like a Resident

The secret to becoming a wealthy physician is contained in these four words: "Live Like A Resident." If you're earning like an attending, but spending like a resident, you will become very wealthy, very fast.

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Backdoor Roth IRA Ultimate Guide and Tutorial

This Backdoor Roth IRA tutorial takes you step by step through the contribution process including how to fill out IRS Form 8606. We'll show you how to get it done right and avoid mistakes that can cost you time and money.

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12 Questions to Ask Before Purchasing Whole Life Insurance

Should you buy whole life insurance? The short answer is, "Probably not." This is a product designed to be sold, not bought, where 80% of its purchasers eventually regret their decision. Are you one of the exceptions? Read this post to find out.

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150 Portfolios Better Than Yours

A good portfolio is broadly diversified, low-cost, passively managed, regularly rebalanced, and consistent with its owner's need, ability, and desire to take risk.

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The X Factor

Financial knowledge isn't enough. Without the X Factor, you'll never reach financial success. Motivation breeds hard work and discipline, which in turn breed wealth.

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kids on canyon ledge

Investing 101

Too many investors have never taken Investing 101. Here's your chance. Learn it from me or learn it in the school of hard knocks, but you will learn it.

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Latest Posts

Your Money or your life

Continuing Financial Education (CFE) Week 2018

It's continuing financial education week again at The White Coat Investor. Today we review Your Money or Your Life and The Next Millionaire Next Door. Also, WCI online courses and books are available at a special discount this week only.

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early retirement for doctors

The Best Way to Donate A Hundred Grand

Physician on FIRE uses a donor-advised fund to make the most of his charitable contributions. Find out if a DAF is the right way for you to give generously.

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over saving

Oversaving and What To Do About It

Are you Dr. Content or Dr. Neurotic when it comes to oversaving? The more we can move toward Dr. Content and away from Dr. Neurotic, the happier we and our families are going to be.

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Answering Listener Questions – Podcast #80

Answering listener questions today about target retirement funds, when to invest in bonds, 529s across state lines, using a trust as a beneficiary, student loan management, and lots more.

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Steven Podnos financial advisor

5 Reasons to Choose a Fee-Only Fiduciary Advisor

Think your advisor has your best interest in mind? Brokerages, insurance companies, and banks are often looking out for themselves first and the client last. Here are 5 reasons to choose a fee-only advisor over the "other guys".

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physician finances

What Does Your Financial Report Card Look Like?

Add up the damage and figure out your financial GPA. In this school, we are grading on investments, debt, insurance, savings, income, and financial literacy.

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Buy Our Book!

The White Coat Investor: A Doctor's Guide To Personal Finance And Investing not only summarizes the most important information on the blog, but also contains material not found on the site at all.
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