The White Coat Investor

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Welcome New Readers!

Welcome to The White Coat Investor website! We have a lot of fun here while we help each other to avoid doing dumb things with our money. All the information on the site is 100% free to you. There is a ton of information here, and I understand it can be overwhelming to the first timer, so I suggest you start here with this page. Thanks for stopping by and good luck with your finances and your practice!

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WCI Classics


Backdoor Roth IRA Ultimate Guide and Tutorial

This Backdoor Roth IRA tutorial takes you step by step through the contribution process including how to fill out IRS Form 8606. We'll show you how to get it done right and avoid mistakes that can cost you time and money.

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do it yourself investing

10 Ways To Know You Are Competent to DIY Your Investments

When will you know if you are competent enough to manage your own personal finances? Here are 10 ways to determine if you are ready to be a DIY investor.

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low cost index fund

10 Reasons I Invest in Index Funds

Most of my portfolio is invested in index funds. I hope that's not news to you. Here are the reasons why.

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should I buy whole life insurance

What You Need To Know About Whole Life Insurance

Whole life insurance is pitched to almost every doctor, and perhaps 1/3 of them buy a policy. Unfortunately, most of those end up regretting their decision. Here's what you need to know about whole life insurance.

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The X Factor

Financial knowledge isn't enough. Without the X Factor, you'll never reach financial success. Motivation breeds hard work and discipline, which in turn breed wealth.

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150 Portfolios Better Than Yours

A good portfolio is broadly diversified, low-cost, passively managed, regularly rebalanced, and consistent with its owner's need, ability, and desire to take risk.

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Latest Posts

physician on fire early retirement for doctors

A Quarter Million in DAFs: A Retirement Goal Achieved

Physician on FIRE may be retired from medicine but he and his family are still making charitable giving a top priority via their Donor-Advised Fund (DAF).

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how to pay off mortgage earlyl

10 Ways to Pay Off a Mortgage Quickly

If you're sick of your mortgage, use one or more of these 10 techniques to pay off a mortgage early and get it out of your life.

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white coat investor podcast

Will the Politicians Cancel Your Student Loan Debt? – Podcast #123

Should you change your student loan plan based on political talk of canceling loans? We discuss this, plus multiple 401(k)s, VTI vs VTSAX and lots more.

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Q & A With

When should you drop a COLA Rider? Should you pay extra for a Future Purchase Option or Retirement Rider? Dr Disability answers these and lots more physician-specific insurance questions.

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children's inheritance

My Children’s Inheritance

My kids will get the most valuable part of their inheritance long before I die. In fact, they'll be getting a 5-part inheritance, mostly in their 20s.

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how to lower taxes

“I Want To Lower My Taxes” Is a Stupid Goal

"How do I lower my taxes?" is the wrong question to ask. Know enough about our tax system to make sure you're asking the questions that really matter.

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Buy Our Book!

The White Coat Investor: A Doctor's Guide To Personal Finance And Investing not only summarizes the most important information on the blog, but also contains material not found on the site at all.
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