The White Coat Investor

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Welcome New Readers!

Welcome to The White Coat Investor website! We have a lot of fun here while we help each other to avoid doing dumb things with our money. All the information on the site is 100% free to you. There is a ton of information here, and I understand it can be overwhelming to the first timer, so I suggest you start here with this page. Thanks for stopping by and good luck with your finances and your practice!

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WCI Classics

ultimate student loan debt guide

Student Loans 101: Ultimate Guide to Student Loans

Here's the information a physician needs to manage student loan debt. We're talking private & Fed loans, PSLF, REPAYE, PAYE, refinancing, & how to pay off fast!

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piggy bank classic

The 2022 Retirement Plan Contribution Limits

The contribution limits for 401(k)s, 403(b)s, 457(b)s, TSPs, IRAs, FSAs, and HSAs will change for 2022. Here's what you need to know.

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How Much Money Do Doctors Make A Year? Doctor Salary By Specialty

According to a new survey, the average doctor salary increased in 2021. Here are the figures for how much physicians make in a year.

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Best Investment Portfolios – 150 Portfolios Better Than Yours

A good investment portfolio is broadly diversified, low-cost, passively managed, rebalanced, and consistent with its owner's risk tolerance.

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How to Do a Backdoor Roth IRA [Ultimate Guide & Tutorial]

This Backdoor Roth IRA tutorial takes you step-by-step through the contribution process including Form 8606, tax implications, common mistakes, and lots more.

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used cars

Driving an Old Car to Save Money. Drive a Beater….Get Rich.

Many Americans aren't rich because of what car they drive. Don't be like them. You aren't what you drive!

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Latest Posts

bonds in portfolio

Why I Don’t Have Bonds in My Portfolio

Do you need a percentage of bonds to help balance out your portfolio? Not for me. In fact, right now, I own exactly zero bonds. Here's why.

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buying a home

How to Buy a House the Right Way

Doctors may purchase a home without thinking about the consequences. Here are tips to buy the right home at the right time at the right price.

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fomo and how to avoid it

How to Avoid FOMO When Investing

FOMO can be a problem for those investors who are always looking for the next big score. Here's how to think about FOMO in a different way.

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When Is It Time to Stop Being Cheap?

Answering reader questions on knowing when it's time to start spending your money, on asset protection for cars, and on tax-loss harvesting crypto.

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physician contract negotiation

How to Negotiate Physician Payer Contracts to Increase Reimbursement Rates

Insurers are willing to open negotiations to physicians who want bigger reimbursements—but be wise in how you negotiate your rates.

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paid doctor surveys

How I Made $30,000 Taking Doctor Surveys

One good way to make some additional money is by taking physician surveys. And yes, you can make it a significant part of your income.

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The White Coat Investor

A Doctor's Guide To Personal Finance And Investing

Financial Boot Camp

Financial Boot Camp

Guide For Students

Guide For Students