This page consists of recommended service providers for setting up retirement plans such as small business 401(k)s, SIMPLE IRAs, Defined Benefit/Cash Balance Plans, Self-directed (solo) Individual 401(k)s, Self-directed IRAs, and HSAs.

Small Business/Practice Retirement Plan Providers/Advisors


CarsonAllaria Wealth Management


iQ401k (Division of FPL Capital Management)


Wellington Retirement Solutions


Litovsky Asset Management



Self-directed Individual 401(k) and Self-directed IRA Providers

A self-directed 401(k) or a self-directed Roth or traditional IRA allows you to invest in alternative investments such as real estate using the tax-protected and asset-protected money in your retirement accounts.


RocketDollar provides both self-directed 401(k)s and IRAs. You can invest in anything the IRS allows just by writing a check. Fees are $360 to set-up and then $15/month ($180/year).  Use the code “Physician” for $50 off the signup for WCI readers.

Open an account with RocketDollar today!

If you do not need the self-directed feature, you can open an individual 401(k) at the typical low cost brokerages such as Vanguard, Fidelity, Schwab, or eTrade. More details at this post.


HSA Providers

Health Savings Accounts (HSAs) are my favorite investing account due to their triple-tax-free nature.


Lively is a high-quality, low-cost HSA provider. You can open an account directly with Lively or you can roll money over once a year from your employer's chosen HSA provider. You can invest the money for the long-term in low-cost, index mutual funds.

Open an HSA at Lively today!


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Retirement Account Providers/Advisors- Would you like to be included on this list?

Completely fill out the application below and send it to [email protected]. Expect the application to be available to readers if you are approved and purchase a listing. We’ll get back to you in a few days with an approval decision and pricing.

Application for Retirement Account Listing