Don't have time to read a book or pour through endless blog posts looking for financial gems? Love podcasts and have a commute? You've come to the right place. The White Coat Investor Podcast launched in January 2017. As of September 2020 each podcast is averaging 31,000+ downloads. Join your fellow physicians and other high income professionals and subscribe today! The podcasts range from 20-60 minutes long so you can listen to one during the average commute. We do one a week, published every Thursday. Each podcast has a rant or discussion and then I answer questions listeners have sent in. You can download the podcast from Apple Podcasts, Acast, Stitcher, or Spotify. Although each podcast has a sponsor, like most podcasts, our newsletter, our blog, and our forum, the podcast is 100% free to you.

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Next Episode

On next week's episode we discuss how to calculate your return on investments. How do you calculate and compare your returns on your real estate investments and your stock and bond investments?  As you invest, it is important to know how you are doing.  While I don't think you need to look at your investments every day, or even every month, from time to time you ought to check in and see how you are doing.  If you don't know what returns you have been getting, it is hard to gauge how well you are progressing toward your goals.  It is also easier to get sucked into investments that promise a high return, but don't actually deliver.  In short, being able to calculate your own return empowers you as an investor. Come back next Thursday to hear the discussion as well as the answers to many of our listeners' other questions.

Podcast Episodes


June 2021

#214 Will Student Loans Be Forgiven? (Sponsored by Laurel Road High Yield Savings℠ account)
#213 Rules and Options for Managing Inherited Retirement Accounts (Sponsored by Bob Bhayani at

May 2021

#212 How to be a Coffeehouse Investor with Bill Schultheis (Sponsored by Jamie Fleischner at Set for Life Insurance)
#211 Late Start Retirement Savings (Sponsored by Bob Bhayani at
#210 Physician Divorce: How to Survive and Thrive (Sponsored by Laurel Road Student Loan Cashback℠ )
#209 Credit Card Travel Hacking with Physician on Fire (Sponsored by Bob Bhayani at

April 2021

#208 Annuities and Cash Secured Puts in Low Yield Times (Sponsored by
#207 The Delusions of Crowds with Bill Bernstein (Sponsored by Laurel Road Student Loan Cashback℠ credit card)
#206 The 10 Commandments of Financial Independence (Sponsored by Bob Bhayani at
#205 Understanding Required Minimum Distributions (Sponsored by Laurel Road Student Loan Cashback℠ )
#204 First Year of Retirement with Physician on Fire (Sponsored by Bob Bhayani at

March 2021

#203 Benefits and Drawbacks of an MSO (Sponsored by 37th Parallel Properties)
#202  Working Together with Your Partner, with Mrs. WCI (Sponsored by SoFi)
#201 When to Rent vs Buy a Home (Sponsored by SoFi)
#200 Vetting Private Real Estate Deals (Sponsored by Pattern)

February 2021

#199 Asset Protection with Jay Adkisson (Sponsored by 37th Parallel Properties)
#198 Where to Save $100K for Private Real Estate (Sponsored by the White Coat Investor Real Estate Opportunities List. )
#197 The Value of Physician Leadership (Sponsored by Bob Bhayani at
#196 Understanding Tax Brackets (Sponsored by SoFi)

January 2021

#195 Investing Lessons from Christine Benz of Morningstar (Sponsored by SoFi)
#194 The Backdoor Roth IRA Made Easy (Sponsored by SoFi)
#193 Cure Physician Burnout with Dr. Dike Drummond (Sponsored by Physicians Executive MBA at Auburn University’s Harbert College of Business)
#192 Is Your Financial Plan Reasonable (Sponsored by Doctor Disability Insurance)


December 2020

#191 Don't Make These 10 Financial Mistakes (Sponsored by Bob Bhayani at
#190 The Next Millionaire Next Door (Sponsored by Bob Bhayani at
#189 Inherited IRAs (Sponsored by Bob Bhayani at
#188 Dr Rick Hodes – A Life Dedicated to Service (Sponsored by Bob Bhayani at
#187 How Much Should You Put in Roth (Sponsored by Provider Solutions & Development)

November 2020

#186 Pilots are High-Income Professionals, Too (Sponsored by Bob Bhayani at
#185 Finances in the Great White North (Sponsored by Bob Bhayani at
#184 Selling Your Practice to a Private Equity Firm (Sponsored by Bob Bhayani at
#183 Physician Moms and Their Finances (Sponsored by Cerebral Tax Advisors)

October 2020

#182 Stock Market and Elections (Sponsored by Bob Bhayani at
#181 Evidence Based Investing with Larry Swedroe (Sponsored by Bob Bhayani at
#180 More Physician Millionaires (Sponsored by Bob Bhayani at
#179 Financial Changes When You Make Partner (Sponsored by Provider Solutions & Development)
#178 Practicing Medicine in Australia (Sponsored by Cerebral Tax Advisors)

September 2020

#177 Financial Planning for Children with Special Needs (Sponsored by ERE Healthcare Real Estate Advisors)
#176 A Public Service Loan Forgiveness Success Story (Sponsored by
#175 Fixing Analysis Paralysis (Sponsored by Provider Solutions & Development)
#174 How to Make Seven Figures in Medicine (Sponsored by Cerebral Tax Advisors)

August 2020

#173 The Dangers of Robinhood (Sponsored by Pattern)
#172 Behavioral Finance with Morgan Housel (Sponsored by M3 Global Research)
#171 Six Principles of Asset Location (Sponsored by
#170 Rick Ferri vs Paul Merriman Part 2 (Sponsored by Cerebral Tax Advisors)

July 2020

#169 Rick Ferri vs Paul Merriman on Factor Investing (Sponsored by Guideline)
#168 Retirement Accounts vs Real Estate  (Sponsored by Merchant Cost Consulting)
#167 You Need a Budget (Sponsored by Contract Diagnostics)
#166 Is Vanguard Losing Its Status? (Sponsored by Guideline)
#165 What is Direct Primary Care (Sponsored by Cerebral Tax Advisors)

June 2020

#164 Why You Should Max Out Your Retirement Accounts (Sponsored by Pattern)
#163 Guide to Physician Disability Insurance (Sponsored by Splash Financial)
#162 Are Side Gigs Mandatory for Doctors? (Sponsored by Physicians Executive MBA at Auburn University’s Harbert College of Business.)
#161 Medicine and Finance in Venezuela (Sponsored by  ERE Healthcare Real Estate Advisors)

May 2020

#160 What State is Best for Real Estate Investing (Sponsored by Bob Bhayani at
#159 Financial Infidelity (Sponsored by Bob Bhayani at
#158 Which Physician Specialty is Best of Retiring Early (Sponsored by Bob Bhayani at
#157 Tips for Buying and Selling a Practice (Sponsored by  ERE Healthcare Real Estate Advisors)

April 2020

#156 What To Do With a Dramatically Lower Income (Sponsored by Contract Diagnostics)
#155 Malpractice Insurance: Above Policy Limit Judgements (Sponsored by Bob Bhayani at
#154 Bear Market Action Plan (Sponsored by
#153 Tax Loss Harvesting (Sponsored by Bob Bhayani at
#152 Work Life Balance with Tired Super Heroine (Sponsored by ERE Healthcare Real Estate Advisors)

March 2020

#151 How to Pick a Charity (Sponsored by Laurel Road)
#150 Side Gigs, Women, and Demographic Changes in Medicine (Sponsored by
#149 Should I Time the Market (Sponsored by 37th Parallel Properties)
#148 Finding Balance in your Life with Dr. Dawn Baker  (Sponsored by Jamie Fleischner at Set for Life Insurance)

February 2020

#147 Being a Finance Buff with Harry Sit (Sponsored by Laurel Road)
#146 The 5-Year Rule for IRA Conversions (Sponsored by
#145 Faith, Family, and Finances with Rogue Dad, M.D. (Sponsored by  Zoe Financial Certified Advisors)
#144 Can I Send Money to India? (Sponsored by  ERE Healthcare Real Estate Advisors)
#143 All About Student Loans with Ben White (Sponsored by 37th Parallel Properties)

January 2020

#142 Should You Raid a Roth IRA to Pay Off Your Loans? (Sponsored by Earnest)
#141 Private Real Estate Access Funds (Sponsored by Bob Bhayani at
#140 Solving Your Financial Mistakes (Sponsored by Earnest)
#139 Physician Millionaires (Sponsored by Pattern Financial Consultancy)


December 2019

#138 Managing Your Student Loans and When to Pay for Advice (Sponsored by Bob Bhayani at
#137 Inspiration to Crush Your Student Loans (Sponsored by Bob Bhayani at
#136 Taxes on Stock Options and Deferred Compensation (Sponsored by Bob Bhayani at
#135 Estate Planning with Daniel Kesten (Sponsored by Bob Bhayani at

November 2019

#134 Improve Your Personal Financial Literacy (Sponsored by Pattern Financial Consultancy)
#133 What Physicians Need to Know About Contract Negotiation (Sponsored by
#132 Asset Protection Strategies to Secure Your Wealth (Sponsored by Sofi)
#131 Rules for Business Vehicle Tax Deductions (Sponsored by Bob Bhayani at
#130 How to Retire Early as a Physician with the Physician on Fire (Sponsored by Sofi)

October 2019

#129 Helping Family When They Are Bad with Money (Sponsored by Andy Borgia at  DI4MDS)
#128 Resident Physician Financial Mistakes (Sponsored by Andy Borgia at  DI4MDS)
#127 Understanding the Mega Backdoor Roth IRA (Sponsored by Earnest)
#126 How to Reduce Your Investment Taxes with Phil DeMuth (Sponsored by Contract Diagnostics)

September 2019

#125 How to Rebalance Your Portfolio (Sponsored by Earnest)
#124 Financial Advisors: The Good, The Bad, and The Ugly with Michael Kitces (Sponsored by Jamie Fleischner at Set for Life Insurance)
#123 Will the Politicians Cancel Your Student Loan Debt? (Sponsored by Earnest)
#122 Frugal Living with the Frugal Physician (Sponsored by Jamie Fleischner at Set for Life Insurance)

August 2019

#121 What You Need to Know About Self Employment Tax (Sponsored by CommonBond)
#120 Medical Mission Work in Honduras (Sponsored by Pattern Financial Consultancy)
#119 How to Pay for College with Robert Farrington (Sponsored by Jamie Fleischner at Set for Life Insurance)
#118 How to Claim the Foreign Tax Credit (Sponsored by
#117 Managing Healthcare Real Estate Properly (Sponsored by Alexis Gallati at Gallati Professional Services)

July 2019

#116 Fix the Car or Buy a New One (Sponsored by Sofi)
#115 How to Fix Your Investment Mistakes (Sponsored by Alexis Gallati at Gallati Professional Services)
#114 Should You Start a Group Practice Retirement Plan? (Sponsored by Earnest)
#113 Dare to Be Dull with Alan Roth (Sponsored by Bob Bhayani at

June 2019

#112 The Right Way to Borrow Money from Family (Sponsored by Origin Investments)
#111 Investing in Airbnb Rental Properties with David Draghinas (Sponsored by Origin Investments)
#110 How Does the US Tax Foreign Investment Income? (Sponsored by Jamie Fleischner at Set for Life Insurance)
#109 Passive Investing and Financial Advisory Fees with Rick Ferri (Sponsored by Creighton University’s Executive Healthcare MBA )

May 2019

#108 What is Value Averaging and How does it Work? (Sponsored by Origin Investments)
#107 The Four Pillars of Investing with Bill Bernstein, MD (Sponsored by Laurel Road )
#106 Financial Advice for Those Starting a Family (Sponsored by Origin Investments)
#105 How to Think About Money with Jonathan Clements (Sponsored by Creighton University’s Executive Healthcare MBA )
#104 Mistaking a Salesman for a Financial Advisor (Sponsored by Jamie Fleischner at Set for Life Insurance)

April 2019

#103 Reduce Burnout with the Physician Philosopher (Sponsored by Pradeep Audho at PKA Insurance Group Inc.)
#102 How to Pay for a House (Sponsored by The Recession Resistant Real Estate Fund)
#101 When to Hire a Financial Planner (Sponsored by  Creighton University’s Executive Healthcare MBA )
#100 How to Get Rich as a Doctor (Sponsored by  M3 Global Research)

March 2019

#99 How to Break up With Your Financial Advisor (Sponsored by Alexis Gallati at Gallati Professional Services)
#98 Financial Advice for Medical Students and Residents (Sponsored by Jamie Fleischner at Set for Life Insurance)
#97 Realtors and Physician Mortgage Loans with Peter Kim of Curbside Real Estate (Sponsored by Curbside Real Estate)
#96 An Interview with Michelle Finkel of Insider Medical Admissions (Sponsored by  Integrity Wealth Solutions)

February 2019

#95 The Speak Pipe is Working (Sponsored by First Republic)
#94 Surgery Center Investments (Sponsored by Gallati Professional Services)
#93 Private Real Estate Funds (Sponsored by Chad Chubb of WealthKeel)
#92 Being a Military Doctor (Sponsored by Bob Bhayani at

January 2019

#91 Becoming Your Parent's Financial Advisor (Sponsored by Zoe Financial)
#90 An Interview with Physician on Fire and Passive Income MD (Sponsored by The Financial Residency Podcast)
#89 State of the Podcast (Sponsored by 37th Parallel Properties)
#88 An Interview with Crispy Doc (Sponsored by Jamie Fleischner at Set for Life Insurance)
#87 The White Coat Investor Philosophy (Sponsored by Larry Keller at Physician Financial Services)


December 2018

#83 The Business of Medicine with Jason Mizell (Sponsored by Mayport Wealth Management)
#84 Bonds in a Rising Interest Rate Environment (Sponsored by Splash Financial)
#85 The Real Life Financial Experience of a Young Periodontist (Sponsored by CommonBond)
#86 Legacy Holdings in a Taxable Account (Sponsored by Bob Bhayani at

November 2018

#78 Cash Balance Plans (Sponsored by Mayport Wealth Management)
#79 Sorting Out an Academic Doc's Finances (Sponsored by Bob Bhayani at
#80 Answering Listener Questions (Sponsored by Splash Financial)
#81 Medicine and Finance in the UK with Dr. Nikki Ramskill (Sponsored by CommonBond)
#82 Nearing Retirement (Sponsored by Gallati Professional Services)

October 2018

#74 The Truth Behind Public Service Loan Forgiveness Rejections (Sponsored by Bob Bhayani at
#75 Increasing Your Primary Care Income: An Interview with Doc G of DiverseFI (Sponsored by Adam Grossman of  Mayport Wealth Management)
#76 Good Debt and Bad Debt (Sponsored by Splash Financial)
#77 Investing in Online Businesses (Sponsored by Zoe Financial)

September 2018

#70 Stuff I Don't Invest In (Sponsored by Bob Bhayani at
#71 An Interview with Dr. Nii Darko from Docs Outside the Box (Sponsored by Laurel Road)
#72 Why Invest in Bonds? (Sponsored by Mayport Wealth Management)
#73 Raising Exceptionally Talented Children (Sponsored by Splash Financial)

August 2018

#65 An Interview with Coach Carson about Investing in Real Estate (Sponsored by Splash Financial)
#66 Long Term Care Insurance (Sponsored by Jamie Fleischner at Set for Life Insurance)
#67 An Interview with Passive Income MD and Physician on Fire (Sponsored by Nomad Health)
#68 Moonlighting and Side Gigs (Sponsored by Mayport Wealth Management)
#69 An Interview with Carrie Reynolds from Hippocratic Hustle (Sponsored by Zoe Financial)

July 2018

#61 All About Residents (Sponsored by (Sponsored by PracticeLink)
#62 An Interview with Vagabond MD (Sponsored by Zoe Financial)
#63 Hate Mail and a Disclosure (Sponsored by 37th Parallel Properties)
#64 Dealing with Inflation (Sponsored by Mayport Wealth Management)

June 2018

#57 Questions from Doctors Doing Well and Doctors in Trouble (Sponsored by Mayport Wealth Management)
#58 An Interview with Sarah Catherine Gutierrez from Aptus Financial (Sponsored by Jamie Fleischner at Set for Life Insurance)
#59 Is Dr. Mike Meru Crazy? (Sponsored by CommonBond)
#60 An Interview with Ryan Gray from Medical School Headquarters (Sponsored by Splash Financial)

May 2018

#52 An Interview with Lara McElderry from Married to Doctors (Sponsored by Mayport Wealth Management)
#53 Tax Cut and Jobs Act Pass Through Deduction (Sponsored by D.K. Unger at  DI4MDS – Disability Insurance Specialists)
#54 Asset Protection (Sponsored by Jamie Fleischner at Set for Life Insurance)
#55 Basics of Investing (Sponsored by Splash Financial)
#56 An Interview with Mike Piper from the Oblivious Investor (Sponsored by CommonBond)

April 2018

#48 Choose Financial Independence (Sponsored by 37th Parallel Properties)
#49 Tales From My Email Box (Sponsored by Bob Bhayani at
#50 An Interview with Paul Merriman (Sponsored by Chris Wimberly at The Disability Doc)
#51 Another Visit to Whole Life Insurance Land (Sponsored by Splash Financial)

March 2018

#43 Merger Arbitrage with Peter Steinberg, MD (Sponsored by Bob Bhayani at
#44 Complicated Aspects of 401(k)s (Sponsored by Mayport Wealth Management)
#45 An Interview with Curbside Real Estate (Sponsored by Curbside Real Estate)
#46 Physician Burnout with The Happy Philosopher (Sponsored by Larry Keller at Physician Financial Services)
#47 Staying the Course, Stock Purchase Plans, and TSP Loans (Sponsored by Jamie Fleischner at Set for Life Insurance)

February 2018

#39 Five Questions on SERPs, New Tax Law, Inherited IRAs, and Gifts (Sponsored by ProAssurance)
#40 Physician on Fire Update (Sponsored by Mayport Wealth Management)
#41 Getting a Second Opinion (Sponsored by FirstMetric)
#42 Buying One Property a Year (Sponsored by Splash Financial)

January 2018

#35 Interview with Jordan Goodman from Money Answers (Sponsored by ProAssurance)
#36 Interview with Nathaniel Minnick, DO (Sponsored by Laurel Road)
#37 WCI Online Course: Fire Your Financial Advisor (Sponsored by SoFi)
#38 Bitcoin, Prenups, and Investing vs. Paying off Debt (Sponsored by PracticeLink)


December 2017

#31 Alternative Investments (Sponsored by Fundrise)
#32 Passive Income MD (Sponsored by Adam Grossman of Mayport Wealth Management)
#33 Questions from Medical Students (Sponsored by ProAssurance)
#34 Good Investing is Boring Investing (Sponsored by Education Loan Finance (ELFI))

November 2017

#28 What Matters Most in Personal Finance (Sponsored by SoFi)
#29 Tax Reform Bill in Congress (Sponsored by SoFi)
#30 How to Invest at All Time Highs (Sponsored by ProAssurance)

October 2017

#26 When to Buy A House (Sponsored by Bob Bhayani at
#27 How to Get Rich Quickly (Sponsored by Larry Keller at Physician Financial Services)

September 2017

#24 Potpourri of Listeners' Questions (Sponsored by Earnest)
#25 Military and 1099 Physicians (Sponsored by the WCI Student Loan Refinancing Page)

August 2017

#21 Tax Diversification (Sponsored by Bob Bhayani at
#22 Nuts and Bolts of Financial Planning (Sponsored by Lending Home)
#23 An Interview with Miss Bonnie MD (Sponsored by Contract Diagnostics)

July 2017

#20 Comparing Independent Contractor Jobs with Employee Jobs (Sponsored by Laurel Road – student loan refinancing)

June 2017

#17 Tax Deductions and Credits (Sponsored by Bob Bhayani at
#18 Emergency Funds (Sponsored by EquityMultiple)
#19 Social Security (Sponsored by Jamie Fleischner Set for Life Insurance)

May 2017

#14 WCI Interviews the Physician on Fire (Sponsored by Contract Diagnostics)
#15 No 401K as a New Attending (Sponsored by Bob Bhayani at
#16 Understanding the Age 59 1/2 Rule (Sponsored by Jamie Fleischner at Set For Life)

April 2017

#12 Investing in Taxable Accounts (Sponsored by Bob Bhayani at
#13 Variable versus Fixed Rate Loans (Sponsored by Credible)

March 2017

# 9 Paying for Children’s College Education (Sponsored by the WCI Recommended Financial Advisors List)
#10 An interview with Mrs. WCI  (Sponsored by Bob Bhayani at
#11 Making Roth or Traditional 401K Contributions  (Sponsored by Physician on Fire)

February 2017

#6 Disability Insurance (Sponsored by Larry Keller at Physician Financial Services)
#7 Backdoor Roth IRAs (Sponsored by Sponsored by SoFi)
#8 Passive Income (Sponsored by Lending Home)

January 2017

#1 Student Loan Refinancing (Sponsored by SoFi)
#2 Whole Life Insurance (Sponsored by Larry Keller at Physician Financial Services)
#3 How To Choose A Financial Advisor (Sponsored by Andrew McFadden at Panoramic Financial Services)
#4 Health Savings Accounts (Sponsored by Bob Bhayani at
#5 Student Loans Versus Investing (Sponsored by Bob Bhayani at

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