I have over 25 years of mortgage banking experience and have worked with thousands of families and individuals with their financing needs. I have specialized in Physician financing, traditional jumbo financing, and construction financing over my career . We can also offer a low 5% down payment no mortgage insurance solution and specialized construction loans for early professionals. Nearly all of our loan products do not require mortgage insurance and none of our products have a prepayment penalty for early pay off. We are a bank and keep all of these loans on our portfolio and make all decisions in house. We also have several different product lines and loans available up to $6,000,000. Please call me with your scenario. In many cases we can make exceptions to our guidelines. I look forward to assisting you in your next purchase or construction loan.

Loan Officer: Todd Dalton
States: CA, ID, NV, NM, OR, UT

Terms:

Low down payment options to 95% and in some cases 100% financing. We have programs with no PMI, large loan amounts if necessary up to 6MM. We offer construction to perm loans.

Professionals:

MD, DDS, DO, PHD, including special programs for PA’s, Pharmacists, Veterinarians, CPA’s, and Attorneys

Strengths:

We are a bank and you will find all of these products on our portfolio. Approvals are not needed by a third party and we are not selling these loans off. We are part of Zions Bancorporation with bank divisions in multiple states.

Todd Dalton (NMLS# 332678) can be reached at 858-213-8007 or [email protected]