Elevate your banking with our Premier and Private Bank Medical Professionals Team. Local natives to Colorado, private banker Crystal Lung and private mortgage banker Laura DeLuzio will personally assist you with banking, wealth, and mortgage solutions that fit your practice and your lifestyle. You can count on 24/7 support from our Private Banker team so you can stay focused on providing excellent care for your patients.
Primary residence, purchase & rate/term refinance
680 FICO, 95% Max. loan-to-value, $2,000,000 Max. loan amount
720 FICO, 100% Max. loan-to-value, $2,000,000 Max. loan amount
Debt-to-Income Ratio (DTI) up to 50% for loan-to-values less than 95%. Max. DTI of 45% for loan-to-values greater than or equal to 95%.
Private Mortgage Insurance not required
No Prepayment Penalty
Borrowers must hold a minimum of an M.D., D.O., D.D.S., DNP, DNAP or D.M.D. degree and have an active employment contract (or verification of terms of employment acceptance). Non-occupant co-borrowers are eligible; however, non-occupant contributing income must be less than or equal to 50% of total qualifying income.
MD, DO, DDS, DMD, Resident, Fellows, DVM, CRNA, DPM, Pharmacist
No prepayment penalty
No PMI required
24/7 Access to Private Bankers
Private Home Equity Line of Credit
Private Checking account – Priority servicing and enhanced transaction limits
Private Client Debit Card – Makes a statement wherever life takes you
Private Money Market Account – relationship-based earning without sacrificing liquidity
Complimentary Financial Plan Kickoff Meeting
Practice Buy-In Financing Options
All loans are subject to credit approval. Terms and conditions may apply. Property insurance is required for all loans secured by property.
Community Banks of Colorado is a division of NBH Bank, NMLS # 465954, All Rights Reserved.
