Green State Mortgage

Green State Mortgage is a boutique lender with access to the most competitive rates and programs. Allow us to tailor a lending program that meets your needs!

Loan Officers

Fred Matvias (NMLS #588258)
STATES:  KY, MN, NM, ND, OH, PA, SD, UT, WV, WI
EMAIL:  [email protected]
PHONE:  312-282-7896
Michael Dobbs (NMLS #425690)
STATES:  CO, IL, IN, IA, MI, MN, MO, TX
EMAIL:  [email protected]
PHONE:  630-788-4048

Terms:

0% down up to $1,000,000, 5% down to $1,250,000, 10% down to $2,000,000. 1-2 Unit Properties, Condos, Townhouses, PUDs, Modular Homes. No PMI. No Prepayment Penalty. Non-Warrantable Condos to 90%. Our 15-year ARM is a unique product, and the rate is AMAZING!!! The rate is fixed for 15 years but amortizes over 30 years! No time restrictions on when a client starts their new employment vs. the closing date if they have enough reserves for W2 positions. 60 days prior to start date for 1099 positions.

 

 

 

Professions:

MD, DO, DDS, DMD, Resident, Fellows, PA, NP, DVM, OD, DPM, Pharmacist

Strengths:

No time restrictions on when a client starts their new employment vs. the closing date if they have enough reserves.  Most other lenders limit the purchase date to 60-90 days before starting a new position.  We also allow business assets and gift funds for the down payment, closing costs and reserves.  Debt-to-income ratios up to 50%.  No 2-year history is required for physicians hired as a contractor or 1099 employee. Available nationwide (except CA), 2-unit properties eligible, flexibility for newly self employed.

Disclaimer:

Green State Mortgage – A division of Green State Credit Union