Green State Mortgage
17+ years of experience helping homebuyers across the nation, originating mortgages in almost every state. Whether you are thinking about purchasing a new home or refinancing, we can help find the mortgage that is right for you. We will explain the loan options, answer any questions you may have and guide you through each step of the loan process.
Loan Officers
STATES: CO, CT, IL, IN, IA, KY, MI, MN, MO, NH, ND, OH, PA, SD, TN, WV, WI
EMAIL: [email protected]
PHONE: 630-697-7148
Terms:
0% down up to $1,000,000, 5% down to $1,250,000, 10% down to $2,000,000. 1-2 Unit Properties, Condos, Townhouses, PUDs, Modular Homes. No PMI. No Prepayment Penalty. Non-Warrantable Condos to 90%. Our 15-year ARM is a unique product, and the rate is AMAZING!!! The rate is fixed for 15 years but amortizes over 30 years! No time restrictions on when a client starts their new employment vs. the closing date if they have enough reserves for W2 positions. 60 days prior to start date for 1099 positions.
Professions:
MD, DO, DDS, DMD, Resident, Fellows, DVM, DPM
Strengths:
No time restrictions on when a client starts their new employment vs. the closing date if they have enough reserves. Most other lenders limit the purchase date to 60-90 days before starting a new position. We also allow business assets and gift funds for the down payment, closing costs and reserves. Debt-to-income ratios up to 50%. No 2-year history is required for physicians hired as a contractor or 1099 employee.