Paramount Residential Mortgage Group, Inc.

Our Medical Professionals Loan Program is designed specifically for the unique financial needs of physicians and other eligible medical professionals. Qualified borrowers may receive up to 100% financing with loan amounts up to $2 million. The program accommodates medical professionals at various stages of their careers, including eligible residents, fellows and interns. Additional benefits include the ability to qualify using eligible future employment income and favorable treatment of certain student loan debt for qualifying residents and fellows.

As a direct lender, PRMG offers competitive pricing, fast turn times and in-house processing, underwriting and closing, allowing our team to maintain greater control throughout the transaction. Corissa “Cori” Dailey has been a residential lending professional since 2001 and is a top-producing loan officer known for experience, responsiveness and creative problem-solving. With a 5.0-star rating and 600+ client reviews, Cori and her experienced team provide hands-on service, proactive communication and personalized financing strategies from application through closing.

Loan Officers

Corissa Dailey (NMLS #255379)

STATES:  CA
PHONE:  949-280-4410

Terms

15–30 year fixed and 5/6, 7/6 & 10/6 ARM options. Loan amounts up to $2MM with up to 100% financing for qualified borrowers. Minimum 680 FICO. Primary residence only. Flexible qualifying options available for eligible medical professionals, including residents and fellows. No minimum time in practice required; eligible residents, fellows and interns are permitted.

Professions

MD, DO, DDS, DMD, Resident, Fellows, NP, DVM, CRNA, DPM, Pharmacist

Strengths

Strong financing options designed specifically for medical professionals, including up to 100% financing with loan amounts up to $2 million for qualified borrowers. The program accommodates physicians at various career stages, including residents, fellows and interns, with no minimum time-in-practice requirement. Additional strengths include the ability to use qualifying future income from an employment contract or offer letter, flexible treatment of certain student loan debt for eligible residents and fellows, gift funds for down payment and reserves, and DTI ratios up to 50% on eligible transactions. Fixed-rate and ARM options are available.

Disclaimer

Paramount Residential Mortgage Group, Inc. (“PRMG”) is a mortgage lender. NMLS ID #75243. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity. This is not an offer for extension of credit or a commitment to lend. Product and service availability may vary by state. All loan programs, terms and guidelines are subject to change and borrower qualification.