Responsible Home Financing for the Realities of Medical Careers
You serve the community, we serve you. The Fairwinds Physician Loan Program is designed to provide a
realistic, responsible path to homeownership for doctors, dentists, and other medical professionals.
From medical school debt to delayed savings and complex career timelines, we understand that healthcare
workers face a unique financial picture. That’s why we offer flexible qualification guidelines and eliminate PMI
— helping eligible medical professionals purchase or refinance homes that fit their budget and long‑term goals.
Save on interest, benefit from lower monthly payments, and continue building financial progress.
Speak with a lending expert and start your journey towards homeownership and financial freedom
today.
Fixed Rate 30, 20, 15 or 10-year Term and Adjustable Rate 10/6m
MD, DO, DDS, DMD
97% financing up to $1 million
95% financing up to $1.5 million
90% financing up to $2 million
No private mortgage insurance required, helping you save more each month
Use your future income to qualify—even up to 90 days before your job starts
Deferred student loan payment calculated at just 0.50% of the balance
Newly self-employed? Only one year of tax returns required
1. 97% Financing is available for First Time Homebuyers only
FAIRWINDS NMLS #715408