BMO Bank

BMO Bank has developed a class leading Physician & Dentist Mortgage Loan Program. The below Loan Officers have decades of experience not only in the mortgage industry but also working specifically with Physicians and Dentists. We are dedicated to ensuring a qualify experience to all buyers, from start to finish.

Loan Officer Info:

Please contact the listed Loan Officer based on the state in which you are purchasing.

Loan Officers

Marc Evans (NMLS #362579)
STATES:  AZ, AR, CO, GA, IL, IN, IA, KS, KY, MI, MN, MO, MT, NE, NM, NC, ND, OK, OR, SC, SD, TN, UT, VA, WA, WV, WI, WY
EMAIL:  [email protected]
PHONE:  920-831-7721
Jennifer Brown (NMLS #222936)
STATES:  AL, CT, FL, LA, MD, MA, MS, NH, NJ, NY, OH, DC
EMAIL:  [email protected]
PHONE:  773-412-4250
Doug Crouse (NMLS #363861)
STATES:  AK, CA, HI, ID, NV, TX
EMAIL:  [email protected]
PHONE:  862-375-6267 (862-DrLoans)
Fred Hall (NMLS #595317)
STATES:  DE, ME, PA, RI, VT
EMAIL:  [email protected]
PHONE:  916-586-1706

Terms:

100% financing to $1MM, 95% to $1.5MM, 90% to $2MM, less than 10 years practicing(not including residency or fellowship) for down payments less than 10%. Primary Residence SFR, Condo, 2 unit properties eligible. Can close up to 90 days prior to employment start date with signed contract or signed offer letter. 30 year fixed rate options along with shorter term fixed and ARM’s. No PMI/MI. Rate/Term Refi or Purchase only. Gift funds allowed for down payment, closing costs, and reserves. We are now able to use 1099 contract income for doctors who have a guaranteed minimum salary in their contract without a 2 year history of income established as a 1099 employee. Must be actively seeing patients.

Professions:

MD, DO, DDS, DMD, Resident, Fellows

Strengths:

BMO Bank developed and began offering a physician loan program in 2015.  The program has been expanding and growing for the past 8 years.  All of the Loan Officers listed specialize in the physician loan product. These 4 loan officers have a wealth of knowledge and experience to handle any scenario imaginable.  We can quickly determine what options are available within BMO’s loan options to structure a loan to fit your needs.  We have dedicated processors and underwriters to ensure a smooth lending process and quick closing.  We look forward to earning your business!