20% Off Courses with Code SUMMER20 Through 7/3

20% Off Courses with Code SUMMER20

Bank of Texas

Whether you are just starting out or are established in your professional career, Bank of Texas Advanced Medical Professional (AMP) loan program provides innovative, in-house home financial solutions for select medical professionals. We offer fixed and variable rate options on primary home purchases and refinances. We can offer an additional 0.125% discount on interest rate when you open a Bank of Texas checking/savings account and make your mortgage payment from that account.

Loan Officers

Jenny Johnson (NMLS #209151)

STATES:  TX
EMAIL:  [email protected]
PHONE:  972-372-5244 (work) 903-714-2012 (cell)

Terms

  • Primary residence only
  • Purchases or refinances (no cash out)
  • Discounted 0.125% interest rate option available for borrowers who have a qualifying Bank of Texas checking/savings account and agree to make a mortgage payment via ACH from that account
  • Must be US citizen or permanent resident status

Professions

MD, DO, DDS, DMD, Resident, Fellows, CRNA, DNAP, DPM, DP

Strengths

  • 0% down payment up to $1.5 million
  • 5% down payment up to $1.75 million
  • 10% down payment up to $2 million
  • 15% down payment up to $2.25 million
  • No mortgage insurance required by borrower
  • Competitive fixed and variable rate options
  • No origination fee
  • Student loans deferred greater than 12 months from closing are not considered in debt-to-income ratio
  • Student loans placed on income-based repayment plans are allowed 700 FICO
  • Low reserve requirements

Disclaimer

Bank of Texas and BOK Financial® are trademarks of BOKF, NA. Member FDIC. Equal Housing Lender. ©2024 BOKF, NA. Programs, rates, terms and conditions are subject to change without notice. Other terms and conditions apply. All loans are subject to credit approval.