Amplify Credit Union

Amplify Credit Union is a member-owned financial cooperative that has been helping Texans achieve their financial goals since 1967. Founded in Austin, Amplify combines the convenience of innovative, digital-first banking with the personalized service and community focus you expect from a local credit union. Serving more than 50,000 members, Amplify offers a full suite of financial solutions, including checking and savings accounts, mortgage lending, commercial lending, and wealth management services.
What sets Amplify apart is its commitment to putting people first. As a member-owned organization, Amplify is focused on helping individuals, families, and businesses build stronger financial futures through competitive products, convenient banking experiences, and personalized guidance tailored to each stage of life. Whether you're buying your first home, growing a business, or planning for the future, Amplify is dedicated to supporting your financial success.
Deeply rooted in Texas communities, Amplify believes banking should be personal, accessible, and relationship-driven. Through fee-free banking options, award-winning lending programs, and a continued investment in the communities it serves, Amplify remains committed to helping members thrive today and for years to come.

Loan Officers

Pedro Torres (NMLS #1203683)

STATES:  TX
PHONE:  512-954-3891

Terms

No private mortgage insurance
0% down payment up to $1 Million Loan Amount
5% down payment up to $1.50 Million Loan Amount
10% down payment up to $2 Million Loan Amount

Confirming & Conforming
Fixed & Adjustable Rate
30 year-fixed, 20 year-fixed, 15 year-fixed, 5/6 ARM, and 7/6 ARM

Professions

MD, DO, DDS, DMD, Resident, Fellows, PA, NP, CRNA, OD

Strengths

Loan officer 12+ years of Doctor Mortgage lending experience
Deeply rooted in Texas Communities
Only Texas based Credit Union on list of Recommended Doctor Mortgage Lenders
Program available to occupations that normally don’t qualify for Doctor Mortgage such as: Optometrist, Ophthalmologist, Nurse Practitioner, and Physician Assistants
Flexible in house underwriting
Finance up to 100% of the value and/or price of the property without mortgage insurance.
No origination fee
Non-Occupant Coborrower allowed to qualify

Disclaimer

All loans subject to credit and property approval. Amplify membership required.

NMLS #530487