BluPrint Home Loans provides personalized mortgage solutions designed to meet the unique financial needs and lifestyles of medical professionals. With access to more than 4,000 loan programs and lending capabilities across 49 states, our team combines broad lending resources with hands-on, relationship-driven service.
We understand that physicians, dentists, and other medical professionals may have financial profiles that don’t always fit neatly into a traditional mortgage box. Student loan debt, employment contracts, variable compensation, relocation, and limited time can make the home financing process more complex. Our experienced mortgage professionals help evaluate available options and build a financing strategy around each client’s individual goals.
From specialized medical professional programs to conventional, jumbo, government, renovation, and other financing solutions, BluPrint offers the flexibility to explore multiple paths to homeownership.
Our goal is simple: make the mortgage process clear, strategic, and seamless—so medical professionals can spend less time worrying about financing and more time focused on what matters most.
Bluprint Home Loans offers a zero down payment option up to $3,000,000.00 purchase price. No Mortgage Insurance with the loan and no prepayment penalties. Can close 150 days before the start of a new salary-guaranteed job using that income to qualify. Gift funds from a family member allowed for closing cost / prepaid expenses or reserves.
Eligible borrowers include U.S. citizens or Permanent Resident Aliens having a valid/non-expired Green Card. If a student loan is deferred > 12 months, the payment may be excluded from DTI. Student loans are not counted in the debt-to-income ratio for Residents that are still within their residency period. Only one borrower on the loan application is required to meet the definition of an eligible doctor to qualify for this Program.
Terms: 15-year and 30-year fixed. 5/6 ARM , 7/6 ARM, 10/6 ARM
MD, DO, DDS, DMD, Resident, Fellows, PA, NP, DVM, CRNA, DNAP, OD, DPM
No down payment for high loan amounts, able to close on loan purchases with future employment contract of 150 days from start date, expanded list of eligible medical professionals, flexible loan qualifications and student loan-friendly debt-to-income ratio requirements.
Financing available for Qualified Buyers