Regions Bank

Loan Officers

Kevin Singh (NMLS #1456302)

STATES:  IL, IN, IA, KY, MO, TN
PHONE:  630-843-1302

Jaime Spanley (NMLS #595213)

STATES:  AR, LA, MS, TX
PHONE:  210-274-5011

Derek Emerson (NMLS #453565)

STATES:  FL, KS, OH
PHONE:  904-860-5564

Matt Bearden (NMLS #594920)

STATES:  AL, NC
PHONE:  205-533-5943

Wellborn Price (NMLS #658985)

STATES:  GA, SC
PHONE:  404-550-8106

Terms

Key Benefits for Physicians & Emerging Professionals

  • Physician options for no down payment for loans up to $1 million; low down payment
    options up to $2 million.
  • Low Down Payment Options for Emerging Professionals (lawyers and select medical
    professionals starting their careers) up to $1 million.
  • No Borrower-Paid Mortgage Insurance required.
  • Close Before Employment Begins – start your career and homeownership
    simultaneously.
  • Available for medical physicians regardless of how long you’ve been practicing.

Who’s Eligible?

Our custom loan programs are tailored to meet the needs of a variety of professions:

  • The Regions Doctor Loan Program is available for medical physicians (MD, DMD,
    DDS, and DO) regardless of how long you’ve been practicing.
  • The Regions Emerging Professionals Program is available to attorneys, certified
    pharmacists, nurse anesthetists, physician assistants, nurse practitioners,
    veterinarians, chiropractors, optometrists, or podiatrists with no more than 7 years in
    their profession.

Professions

MD, DO, DDS, DMD, PA, NP, DVM, CRNA, DC, OD, DPM, Pharmacist, Attorney

Disclaimer

Regions Bank offers financing to qualified U.S. citizens, permanent residents, and certain non-permanent residents, including borrowers holding work-authorized visa classifications such as H-1B and J-1 visas, among others. Eligibility is subject to verification of identity, residency, immigration status, employment authorization, underwriting review, and credit approval. Additional documentation and program requirements may apply. Contact a Regions MLO for additional details.

Member FDIC © 2026 Regions Bank.  NMLS# 174490. All loans subject to qualification, required documentation and credit approval. Certain exclusions may apply. Loan terms and availability subject to change. | Regions and the Regions logo are registered trademarks of Regions Bank. The LifeGreen color is
a trademark of Regions Bank.