Milestones to Millionaire Podcast

Celebrating your stories of success along the journey to financial freedom! We want to celebrate your milestones—no matter how big or small—and help inspire others to follow your lead. Every week, these episodes feature one listener who has recently achieved a milestone they are proud of and want to celebrate, and they give any advice they have for those who want to follow their example. Make sure to listen every Monday to be inspired by your fellow white coat investors.

Your Milestones

What Can We Celebrate?

These milestones could include but are certainly not limited to:

Getting back to broke (achieving a net worth of $0)
Paying off student loans or receiving Public Service Loan Forgiveness
Buying a car with cash
Becoming a millionaire
Paying off a mortgage
Reaching financial independence
Retiring from medicine

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Do you have an accomplishment you want to commemorate? We’d love to celebrate it with you.

Milestones to Millionaire Podcast

Recent Episodes

November 10, 2025
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November 3, 2025
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October 27, 2025
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I recently graduated residency with a high burden of student loan debt and I find the Milestones to Millionaire episodes so inspiring. The White Coat Investor is my most trusted source for financial information.

This is such a great podcast and an inspiration to medical professionals to take control of their own finances.

Every medical student, resident and attending physician should listen to this podcast. Timeless advice on personal finances.

Explore Other

WCI Podcasts:

Milestones to Millionaire Podcast Episodes

2025

November 2025

#248 –

Veterinarian Is Able to Cut Back and Finance 101: Cash Balance Plans (Sponsored by Protuity )

#247 –

Primary Care Doc Becomes Multimillionaire and Retires Her Husband and Finance 101: Financial Independence (Sponsored by Goodman Capital )

October 2025

#246 –

Neonatologist's Hobby Turns into Lucrative Side Gig and Finance 101: Alternative Investments (Sponsored by Protuity )

#245 –

Physician Aids Her Parents in Buying a Car with Cash for the First Time and Finance 101: Helping Your Parents with Their Finances (Sponsored by Protuity )

#244 –

A One-Doctor Couple Pays Off Student Loans in 6 Months and Finance 101: Understanding Health Insurance (Sponsored by Protuity)

#243 –

Locums Psychiatrist Crushes Student Loans in 4 Years and Finance 101: How Dental Insurance Works (Sponsored by MLG Capital )

September 2025

#242 –

Solo Family Practitioner Reaches Financial Independence and Finance 101: Financial Independence (Sponsored by Protuity)

#241 –

Plastic Surgeon Receives PSLF and Becomes a Millionaire and Finance 101: PSLF (Sponsored by Protuity )

#240 –

Pulmonologist Pays Off Student Loans in Less Than 5 Years and Finance 101: Paying for School (Sponsored by SI Homes)

#239 –

A Professor and a Dentist Become Multimillionaires and Finance 101: Financial Waterfall (Sponsored by Protuity )

#238 –

Hand Surgeon Becomes Multimillionaire and Finance 101: Annuities (Sponsored by DLP Capital )

August 2025

#237 –

Plastic Surgeon Hits Mid Career Milestones and Finance 101: The Debt Dilemma for Dentists (Sponsored by Protuity )

#236 –

Physician Takes a Youth Sports Team to the State Championship and Finance 101: Sequence of Returns Risk (Sponsored by Protuity)

#235 –

Resident Gets $100K in Assets During Residency and Finance 101: Medical School (Sponsored by Mortar Group )

#234 –

Psychiatrist Opens a Private Practice and Still Manages to Pay Off Her Student Loans in 2 years and Finance 101: How to Invest at All Time Highs (Sponsored by Protuity)

July 2025

#233 –

Dual Doc Couple Pays Off Half Million in Loans While One Stays at Home and Finance 101: Geographic Arbitrage (Sponsored by Mortar Group)

#232 –

Med Student Graduates Debt Free with Limited Parental Help and Finance 101: The Pennies Issue with the Backdoor Roth IRA (Sponsored by Protuity)

#231 –

Dual Doc Couple Saves $100K for Retirement During Residency and Finance 101: Plan Documents for Employer-Provided Retirement Accounts (Sponsored by Wellings Capital )

#230 –

Radiologist Hits Early Financial Independence and Finance 101: The Three Pathways to WealthRadiologist Hits Early Financial Independence and Finance 101: The Three Pathways to Wealth (Sponsored by Protuity)

#229 –

Intensivist Goes into the ICU and Comes Out a Millionaire and Finance 101: How to Know Where You Stand Financially (Sponsored by 37th Parallel)

June 2025

#228 –

Multiple Milestones on a Moderate Income and Finance 101: Mutual Funds (Sponsored by Bob Bhayani at Protuity)

#227 –

Orthopedist Becomes a Millionaire 7 Years Out of Training and Finance 101: Leverage (Sponsored by Southern Impression Homes)

#226 –

Family Doc and PT Pay Off Student Loans and Finance 101: Debt vs. Investing (Sponsored by Bob Bhayani at Protuity)

#225 –

Couple Leverages a Dental Practice to Reach Financial Independence in 9 Years and Finance 101: FIRE (Sponsored by DLP Capital)

May 2025

#224 –

CRNA Hits Half a Million Dollars and Finance 101: Investing Cash (Sponsored by Doc2Doc)

#223 –

ER Doc Gets His Finances in Order and Finance 101: Donor Advised Funds (Sponsored by Bob Bhayani at Protuity)

#222 –

Engineer and Medical Student Hit Half Million Dollar Net Worth and Finance 101: Different Ways to Pay for Medical School (Sponsored by Locumstory)

#221 –

Pharmacist Builds a Real Estate Empire and Punches Out in 10 Years and Finance 101: 529s (Sponsored by Locumstory)

#220 –

Family Physician Millionaire Receives PSLF and Finance 101: Long Term Bonds (Sponsored by Bob Bhayani at Protuity)

April 2025

#219 –

Veterinarian Gets Back to Broke in 10 Months and Finance 101: Mutual Funds (Sponsored by Locumstory)

#218 –

CRNA Becomes a Retirement Account Millionaire and Finance 101: Tax Strategy (Sponsored by Locumstory)

#217 –

Ophthalmologist Overcomes Financial Mistakes and Finance 101: Career Longevity (Sponsored by Weatherby Healthcare)

#216 –

Two Doc Couple Gets Back to Broke While Raising Kids in New York City and Finance 101: Mortgages (Sponsored by Black Swan Real Estate)

March 2025

#215 –

Dentist Pays Off HPSP Contract and Finance 101: Credit Scores (Sponsored by Locumstory)

#214 –

Medical Student Finishes School with a Positive Net Worth and Finance 101: Buying a House During Residency (Sponsored by Weatherby Healthcare)

#213 –

Resident Acquires a Six-Month Emergency Fund and Finance 101: Two Doc Households (Sponsored by Weatherby Healthcare)

#212 –

Engineer and Surgeon Couple Become Millionaires and Finance 101: Estate Taxes (Sponsored by CompHealth)

February 2025

#211 –

Psychiatrist Gets Back to Broke and Finance 101: The Dangers of Performance Chasing (Sponsored by CompHealth)

#210 –

Engineer Becomes a Multimillionaire with a Six-Figure HSA and Finance 101: FIRE (Sponsored by CompHealth)

#209 –

OBGYN Takes 5 Months Off and Still Builds Wealth and Finance 101: Treasury Direct (Sponsored by Weatherby Healthcare)

#208 –

PM&R Resident Gets Back to Broke and Finance 101: Turning Your Home into a Rental Property (Sponsored by Weatherby Healthcare)

January 2025

#207 –

A Rural Surgeon Gets Back to Broke and Finance 101: Nuances with the Roth IRA and Mega Backdoor Roth IRA (Sponsored by CompHealth)

#206 –

Urologist Becomes a Millionaire and Finance 101: Changing Your Family Tree (Sponsored by CompHealth)

#205 –

Emergency Doc Gets Back to Broke in One Year and Finance 101: Rollovers (Sponsored by Resolve)

#204 –

Two Doc Couple Beats the 7-Year Itch and Becomes Multi-Millionaires and Finance 101: Your Finances at the Beginning of the Year (Sponsored by Black Swan)

#203 –

Intern Saves Up an Emergency Fund and Finance 101: Year-End Calculations (Sponsored by Resolve)

2024

December 2024

#201 –

Financial Planner Becomes a Millionaire and Finance 101: Overfunded 529 Accounts (Sponsored by Resolve)

#200 –

Military Family Physician Takes the Fast Lane to Wealth and Finance 101: The Millionaire Fast Lane (Sponsored by CompHealth)

#199 –

Nurse Practitioner Becomes a Millionaire by Doing Locums and Finance 101: Trading (Sponsored by CompHealth)

2025

November 2025

2024

November 2024

#196 –

Surgeon Gets Back to Broke During Residency and Finance 101: The Basics of Real Estate Investing

October 2024

#194 –

Hospitalists Become Financially Independent after 12 Years and Finance 101: Retirement Accounts for the Self-Employed

#193 –

Social Worker Becomes a Millionaire and Finance 101: Health Insurance in Early Retirement

#192 –

Hospitalist Pays Off $380,000 of Student Loans and Finance 101: Target Date Funds

#191 –

Cash Flowing a Medical and Doctorate Degree and Finance 101: High Yield Savings Accounts

#190 –

Pediatric Dentist Hits Net Worth of $6 Million and Finance 101: Expense Ratios

September 2024

#189 –

Emergency Medicine Doc Hits $2 Million Net Worth and Finance 101: HSAs

#188 –

Emergency Doc Finishes Student Loans One Year Out of Training and Finance 101: Stock Indexes

#187 –

Pediatrician Pays Off $330,000 in Student Loans in 7 Years and Finance 101: The Basics of Asset Protection

#186 –

Emergency Doc Gets Back to Broke and Finance 101: Paying Off Your Mortgage

August 2024

#185 –

Communications Pro Hits Quarter Million Dollars and Finance 101: Don’t Time the Market

#184 –

Orthopedist Hits $3 Million and Finance 101: You Don’t Have to Invest in Everything

#183 –

Emergency Physician Family Pays Off $311,000 of Student Loans in 11 Months and Finance 101: The Best-Paying Hobby

#182 –

Pharmacist Pays Off Student Loans in 2 Years and Finance 101: Mega Backdoor Roth

#181 –

Dental Specialist Pays Off Student Loans and Finance 101: The Truth About Investing

July 2024

#180 –

Pathologist Reaches Multiple Milestones and Finance 101: 5 Rules for Evaluating a Rental Property Investment

#179 –

Internist Receives PSLF and Finance 101: Money and Med School

#178 –

Pilot Pays Off Flight School Loans and Finance 101: Dumb Things You Hear About Buying Homes

#177 –

ER Doc Becomes a Millionaire 5 Years Out and Finance 101: Financial Advisors

June 2024

#176 –

ENT Pays Off Student Loans While Also Paying for Fertility Treatments and Finance 101: Mutual Funds and ETFs

#175 –

Pharmacist Pays Off Over $200,000 of Student Loans in 15 Months and Finance 101: Working Longer

#174 –

VA Physician Pays Off Student Loans and Becomes a Millionaire in 5 Years and Finance 101: False Diversification

#173 –

Hospitalist Pays Off Student Loans in 2 Years and Finance 101: Buying a House as a Resident

May 2024

#172 –

Family Doc Gets $500,000 into Retirement and Finance 101: When You are Most Likely to Retire and Why

#171 –

Medical Student Creates a Budget and Finance 101: Donor Advised Funds

#170 –

Orthopedic Surgeon Completes His Military Commitment as a Millionaire and Finance 101: Itemizing Deductions

#169 –

Homeless to a Quarter Million Dollars

#168 –

Anesthesiologist Becomes a Millionaire

April 2024

#167 –

General Surgeon Becomes a Millionaire 3 Years Out of Training

#166 –

Family Docs Pay Off $705,000 in Student Loans and Finance 101: Rich Dad Poor Dad

#165 –

Pediatric Resident Gets Back to Broke and Finance 101: Mutual Funds

#164 –

Orthopedist Starts a Real Estate Empire as a Resident and Finance 101: Real Estate Professional Status

March 2024

#163 –

74 Year Old Woman Becomes a Millionaire and Finance 101: Choosing a 529 Plan

#162 –

Ophthalmologist Acquires $50 Million and Finance 101: Estate Taxes

#161 –

Nurse Becomes a Millionaire and Finance 101: How to Get Started

#160 –

Dermatologist Pays Off Student Loans in Less Than a Year Despite Getting Hosed by Private Equity and Finance 101: Physician Mortgages

February 2024

#159 –

Surgeon Gets PSLF Via the Waiver and Finance 101: Probate

#158 –

Hospitalist Pays Off Student Loans in Just Over 2 Years and Finance 101: Emergency Funds

#157 –

Dual Income Couple Pays Off Mortgage Among Other Financial Milestones and Finance 101: Dividend Investing

#156 –

Family Doc Pays for a Dream Wedding with Cash and Finance 101: How to Wire Money

#155 –

Pediatric Dentist Gets Back to Broke and More and Finance 101: Ways to Earn More Money as a Doc

January 2024

#154 –

Psychiatrist Pays Off $460,000 in Student Loans and Finance 101: Rebalancing Your Portfolio

#153 –

Emergency Medicine Physician Pays Off $315,000 of Student Loans in One Year and Finance 101: Health Insurance in Early Retirement

#152 –

Neuroradiologis Hits a Networth of Half a Million Dollars Upon Exiting Training and Finance 101: Schedule A Tax Return

#151 –

Family Doc Gets His 457(b) Plan Changed for the Better and Finance 101: 457(b) Plans

2023

December 2023

#149 –

Doctor Gives Away $1 Million and Finance 101: Charitable Giving

#148 –

Nurse Practitioner Hits $250,000 Net Worth and Finance 101: Pathways with the Military

#147 –

Anesthesiologist Pays Off Student Loans in 2 Years Despite Becoming Disabled and Finance 101: Disability Insurance

November 2023

#146 –

Urologist Pays Off $300,000 in 2 Years and Finance 101: Contribution Limits

#145 –

Family Doc Gets Back to Broke and Finance 101: Wills

#144 –

IMG Comes to America and Becomes Financially Successful and Finance 101: Guidance for International Medical Graduates

#143 –

Emergency Doc Becomes Millionaire in 2 Years and Finance 101: How to Spend in Retirement

#142 –

Emergency Physician Becomes Multi-Deca Millionaire and Finance 101: Cash Balance Plans

October 2023

#141 –

Doctors Pay Off Student Loans Before Even Finishing Training and Finance 101: The Importance of Saving

#140 –

Vascular Surgeon Lives Like a Resident and Finance 101: Car Insurance

#139 –

Academic Pulmonologist Hits Half Million Dollar Net Worth and Finance 101: Financial Advisors

#138 –

Doc Helps Change His 401(k) Plan and Finance 101: Tax Brackets

September 2023

#137 –

Roadie Becomes a Millionaire and Finance 101: Retirement Accounts for the Self Employed

#136 –

Cutting Back to Full Time and Finance 101: Home Buying

#135 –

Opening a Franchise and Finance 101: Tilting Your Portfolio

#134 –

Primary Care Doc Becomes a Millionaire and Pays Off Student Loans in 4.5 years and Finance 101: Hitting the Ground Running

August 2023

#133 –

CRNA Becomes a Millionaire and Finance 101: Disability Insurance

#132 –

Emergency Medicine Resident Hits $100K in Retirement Accounts and Finance 101: Cash

#131 –

Nurse Becomes a Millionaire and Finance 101: Student Loan Refinancing

#130 –

Family and Sports Medicine Doc Is Back to Broke and Finance 101: Tenant Contracts

#129 –

Family Physician Lives Like a Resident and Finance 101: Inflation

July 2023

#128 –

Podiatrist Pays Off Student Loans and Finance 101: Dave Ramsey's Baby Steps

#127 –

Veterinarian Starts Her Own Business and Finance 101: 457(b) Plans

#126 –

Pharmacist Writes a Book and Pays Off a Mortgage and Finance 101: Index Funds

#125 –

Psychiatrist Pays Off Half a Million in Loans and Becomes a Millionaire and Finance 101: The Savings Rate

June 2023

#124 –

Two Doc Couple Splits Their Student Loan Plan and Finance 101: The 5 Money Activities

#123 –

Family/Sports Medicine Doc Becomes a Millionaire and Finance 101: 4% Rule

#122 –

Orthopedic Surgeon Hits $4 Million Net Worth and Finance 101: Taxes

#121 –

Couple Creates Their Own Financial Plan and Fires Their Financial Advisor

#120 –

Career Military Doc Takes on Retirement

May 2023

#119 –

Opening a Franchise

#118 –

Cardiologist Becomes a Millionaire

#117 –

Sleep Doc Pays Off a Mortgage in 2 Years

#116 –

ER Doc Builds Wealth and Pays Off $344K in 2.5 Years

April 2023

#115 –

Doc Pays Off Student Loans in 30 Months

#114 –

Pathologist and Anesthesiologist Get Back to Broke

#113 –

Paid Off Student Loans and Bought a Car with Cash

#112 –

Family Physicians Start Direct Primary Care Practice

March 2023

#111 –

Internal Medicine Doc Becomes a Millionaire

#110 –

New York Physician Pays Off Student Loans

#109 –

Geriatrician Pays Off Student Loans

#108 –

Hospitalist Pays Off $350K in 18 months

#107 –

Cardiologist Becomes a Millionaire

February 2023

#106 –

ER Doc Becomes a Millionaire Only 3 Years Out of Training

#105 –

Public Health Dentist Pays Off Student Loans

#104 –

Dual Physician Couple Pay Off Loans During Residency

#103 –

Anesthesiologist Pays Off $369K in 4 Years

January 2023

#102 –

Psychiatrist Reaches Half Million Net Worth

#101 –

General Dentist Buys Private Practice

#099 –

Doc Pays Off Student Loans 8 Months into Attendinghood

2022

December 2022

#097 –

Doc Pays Off $360K of Student Loans and Hits Millionaire Status

#096 –

Periodontist Pays Off $780K of Debt

#095 –

Emergency Doc Is Back to Broke

#094 –

ER Doc Pays Off Student Loans in 18 Months

November 2022

#093 –

Dermatology Resident Dumps His Lease

#092 –

Emergency Physician Gets Back to Broke

#091 –

OBGYN Builds Wealth

#090 –

Orthopedic Surgeon Builds Wealth by Living Like a Resident

October 2022

#089 –

Pediatric Hospitalist Pays Off $270K in Student Loans

#088 –

Sports Medicine Doc Pays Off $287K in 2 Years

#087 –

Flight Surgeon Building Wealth

#086 –

Multimillionaire OBGYN

September 2022

#085 –

Nurse Practitioner Millionaire

#084 –

Primary Care Doc Gets Back to Broke

#083 –

Anesthesiologist Gets Back to Broke

#082 –

Gynecologist Gets Back to Broke

#081 –

Orthodontist Pays Off $540K in 4 Years

August 2022

#080 –

Dual Physician Couple Pays Off Loans and Becomes Millionaires

#079 –

Pilot Gets Back to Broke

#078 –

Oncologist Multimillionaire

#077 –

Radiology Resident Gets Back to Broke

July 2022

#076 –

Naturopathic Medicine Physician Is Back to Broke

#075 –

Postdoc Pays Off High Interest Debt

#074 –

Urologist Millionaire

#073 –

Radiologist Pays Off Student Loans

June 2022

#072 –

Electrical Engineer Millionaire

#071 –

Neurologist Millionaire

#070 –

Academic Pharmacist Millionaire

#069 –

Graduating Medical School Debt Free

#068 –

Surgeon Builds Wealth by Living Like a Resident

May 2022

#067 –

Family Doc Pays Off $184K

#066 –

Living Like a Resident Really Works

#065 –

Family Doc Achieves $0 Net Worth

#064 –

April 2022

#063 –

Chemical Engineer Millionaire

#062 –

EM Resident Gets Back to Broke

#061 –

Anesthesiologist Gets PSLF and Becomes a Millionaire

#060 –

Captain Pays of $269K in 2 Years

March 2022

#059 –

Resident with $100K in Assets

#058 –

Physician Assistant Millionaire

#056 –

Decamillionaire Doctors

#055 –

Pediatrician Reaches Financial Independence

February 2022

#054 –

WCI Ambassador Reaches Millionaire Status

#053 –

Dentist Reaches Financial Independence

#052 –

Multimillionaires 5 Years Post Residency

#051 –

Neonatologist Finds Financial Freedom

January 2022

#050 –

Orthopaedic Surgeon Pays Off All of His Debt in 6 years

#049 –

EM Doc Pays Off Loans and Reaches $250K Net Worth

#048 –

Family Docs Pay Off $570K

#047 –

Millionaire Military Officer

2021

December 2021

#045 –

Pediatrician Pays Off $185K in 3.5 year

#044 –

Back to Broke Oncologist

#043 –

Doc Dumps Whole Life Policy and Becomes Millionaire

#042 –

Back to Broke as a Resident

November 2021

#041 –

Pediatrician Pays Off $300K in 3 Years

#040 –

Dual Family Doctor Couple Pays Off $400K+ in 3 Years

#039 –

Buying a Car with Cash

#038 –

Dentist Achieves $0 Net Worth

October 2021

#037 –

The Veterinarian Millionaires

#036 –

Psychiatrist Real Estate Investor Multimillionaire

#035 –

The Attorney Millionaire

#034 –

PSLF Forgiveness and Millionaires!

September 2021

#033 –

Millionaire Podiatrist

#032 –

Pediatric Cardiac Intensivist Gets PSLF

#031 –

Millionaire Dentist

#030 –

Nurse Practitioner Multimillionaire

#029 –

Teacher and Doctor Become Millionaires in 5 years

August 2021

#028 –

EM Doc Pays Off $180K in 3 years

#027 –

Academic Endocrinologist Millionaire

#026 –

Orthodontist Pays Off $480K

#025 –

Psychiatrist Millionaire

July 2021

#024 –

Hospitalist Pays Off $156K in 5 years

#023 –

First Generation Millionaire Physician

#022 –

Family Doc Pays Off $230K in 6 years

#021 –

Doctor and Nurse Become Millionaires in 5 years

#020 –

Psy-Fi MD Millionaire

June 2021

#019 –

Millionaire Status in 5 Years

#018 –

Cancer Researcher Pays Off $130K

#017 –

Nurse Practitioner and Pharmacist Millionaires

#016 –

Paid Off $260K in 2 years

May 2021

#015 –

Financially Independent Military Periodontist

#014 –

Optometrist Pays Off $229K in 26 Months

#013 –

Millionaire Internal Medicine Doctor

#012 –

Financially Independent by 31

April 2021

#011 –

$145K Paid Off in 6 Months

#010 –

Millionaire 5 Years Post Residency

#009 –

Family Medicine Doc Receives PSLF

#008 –

$450K Paid Off in 2.5 Years

#007 –

Psychiatrist Pays Off $330K in 3.5 Years

March 2021

#006 –

Millionaire Status – Automatically

#005 –

Anesthesiologist Pays Off $300K in 2 Years

#004 –

Military Pediatrician Pays Off $150K in 15 Months

#003 –

Become a Millionaire with the 1/3 Income Rule

February 2021

#002 –

Pediatric Intensivist Gets PSLF with No Hassle

#001 –

High COLA Family Doc Slays $400K in Student Loans