Answering listener questions about moving from a national bank to a smaller local bank or credit union if you live in a more rural area, how to save up for big purchases, and whether you should try to get PSLF.
We didn't hold our monthly budget meeting for a while last year, so we had to do a little catching up. The spending totals were shocking.
After the passage of the One Big Beautiful Bill Act (OBBBA), here is the state of student loans and how to think about refinancing them.
Earlier this year, I landed in the ICU. Throughout this journey of illness and recovery, I learned much about myself, my family, and my work.
Diversification means different things to different people. I see six levels of diversification. Make sure you nail at least the top three.
Having the combination of financial literacy and discipline is like having a superpower. Here's a resource that might help get you there.
I'm actually mostly anti-AUM fees, but the pushback against them has gotten out of hand—and it's time for something to be said.
Answering questions from the residents in the audience who are wondering about saving vs. investing, buying houses, physician loans, and Roth IRAs.
The contribution limits for 401(k)s, 403(b)s, IRAs, and HSAs will change for 2026. Here's what you need to know.
Here's what doctors need to know about President Trump's announcement that there will be a $100,000 fee to obtain a new H-1B visa.
Some older docs have huge net worths. But there are plenty on the other side of the bell curve, too. What does it look like to win at 50?
Determining how to decumulate your nest egg in retirement is one of the hardest tasks in finance. Is the 4% rule still a good guideline?
One of my greatest blessings was getting financially literate before I made big money. Here's how to teach your kids about money early.
Roth conversions and contributions may be the most challenging topic in personal finance and investing. Here's how to utilize them.
Answering reader questions about how to understand and select employee stock ownership plans, selecting disability insurance from work and the tax implications of that, and potentially investing in an SPDA.
After much thought, our portfolio is changing this year from one reasonable portfolio to another. We'll see how it goes. Update in a decade.
Here are 8 steps to automate your financial life and help you reach your goals of financial freedom.
Rich people don't "manage" debt. They eliminate it. Not stupidly, but reasonably and consistently. It's a behavioral thing, not a math thing.
Disability insurance is crucial insurance for the vast majority of physicians to secure. Buy it right the first time, and you may never have to do it again.
The Roth IRA is a great start for building your nest egg. There's no better vehicle for investing, tax reduction, asset protection, and estate planning.
Peer to Peer Lending (P2PL) is a relatively new asset class I've been investing in for a few years with good success. The risks are high, but the low correlation with the rest of your portfolio coupled with the high returns make it worth looking into.
People often tell you that you'll be super happy once you're financially independent. They might not know what they're talking about.
New residents have a big desire to buy a house. But it's a gamble of your time and money at a period of life when you have little of either.
Don’t make these seven common mistakes that cause doctors to fall short in reaching financial success.
As 2024 turns into 2025, let's explore why you should invest, how to invest, and exactly when you should invest.
The passage of the One Big Beautiful Bill Act will affect plenty of doctors when it comes to income, taxes, healthcare, and student loans.
Why are people scared about the decumulation phase in retirement? It has more to do than with how much money they have. Let's explore why.
Learn the basics of real estate investing—from hard money loans to mezzanine debt, capital stacks to waterfalls, depreciation, 1031 exchanges, strategies, and lots more.
The secret to becoming a wealthy physician is contained in these four words: "Live Like a Resident." Earn like an attending, but spend like a resident to become very wealthy, very fast.
Stress is all but guaranteed in the medical profession. But here are some medical specialties that are more stressful than others.
There are LOTS of reasonable budgets. Learn to create one to fit YOUR priorities and values as you use money as a tool to bring happiness.
It was remarkable to discover the difference between aiming for FI and reaching FI. Here are some math and psychological lessons I learned.
How can you access the mental health support you need while protecting your career and livelihood as a doctor? Here are some suggestions.
What are the most unbiased, accurate, high-yielding, current, and entertaining financial books for doctors and other high income professionals? Here you go!
I've done the things that people say they'd do if they didn't have to work—travel, hobbies, time with family. Sometimes, I'm still not happy.
Credit card travel rewards allowed me to take vacations I never dreamed I could. But does the travel hacking math really work in my favor?