One More Year Can Be Tough
Our goal was never to hit our financially independent number and then immediately retire. So, we decided to work for One More Year.
A full, happy, comfortable retirement is where so many WCIers have been aiming since they began working. The main questions: what’s the best way to get there, and once you arrive, how do you begin to live and fund your new life?
Our goal was never to hit our financially independent number and then immediately retire. So, we decided to work for One More Year.
We asked 15 questions to determine how those who have retired got there. So far, dozens of readers have responded. Here's what they said.
Some people think that doing a locum constitutes “work," meaning you can't really consider yourself retired. Here's my pushback on that.
How can you wait until age 70 for Social Security but still spend more in the years before then? Here are some ideas to try.
Determining how to decumulate your nest egg in retirement is one of the hardest tasks in finance. Is the 4% rule still a good guideline?
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Per the 4% guideline, you can spend about 4% of your portfolio a year. But there are five times when that number might change significantly.
Answering reader questions about decumulation in retirement, how to start withdrawing from your investments, and when and if you should increase your bond allocation as you are nearing or entering retirement.
Let's focus on more retirement calculators to help with your planning needs. Plus, we come up with a ranking system to determine the best.
There is a perception that the decumulation years are dramatically more complicated than the accumulation years. That doesn't have to be true.
Since we planned to retire soon, we decided to do a practice week to make sure we're prepared mentally for such a big change in our lives.
Would you like to retire with $5 million by age 55? Here are five different ways to get there—only one of them involves winning the lottery.
If you're leaning toward implementing the 4% rule when it comes to withdrawals in retirement, here's how to know how to adjust as you go
Retirement/financial independence isn't an age; it's a number. Here’s what to focus on to ensure you’re working toward your goal.
Are you so worried about Social Security disappearing that you want to redo your financial plan? Here's why that approach isn't necessary.
Guyton-Klinger guardrails is a strategy that allows for a relatively large withdrawal rate during retirement. Here are the pros and cons.
Medical school may not have taught you about money, but we will.
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