Real Life Examples of How WCIers Live, Worry, and Withdraw Money in Retirement
We asked 15 questions to determine how those who have retired got there. So far, dozens of readers have responded. Here's what they said.
We asked 15 questions to determine how those who have retired got there. So far, dozens of readers have responded. Here's what they said.
Some people think that doing a locum constitutes “work," meaning you can't really consider yourself retired. Here's my pushback on that.
How can you wait until age 70 for Social Security but still spend more in the years before then? Here are some ideas to try.
Determining how to decumulate your nest egg in retirement is one of the hardest tasks in finance. Is the 4% rule still a good guideline?
Per the 4% guideline, you can spend about 4% of your portfolio a year. But there are five times when that number might change significantly.
Answering reader questions about decumulation in retirement, how to start withdrawing from your investments, and when and if you should increase your bond allocation as you are nearing or entering retirement.
Let's focus on more retirement calculators to help with your planning needs. Plus, we come up with a ranking system to determine the best.
There is a perception that the decumulation years are dramatically more complicated than the accumulation years. That doesn't have to be true.
Since we planned to retire soon, we decided to do a practice week to make sure we're prepared mentally for such a big change in our lives.
Would you like to retire with $5 million by age 55? Here are five different ways to get there—only one of them involves winning the lottery.
If you're leaning toward implementing the 4% rule when it comes to withdrawals in retirement, here's how to know how to adjust as you go
Retirement/financial independence isn't an age; it's a number. Here’s what to focus on to ensure you’re working toward your goal.
Are you so worried about Social Security disappearing that you want to redo your financial plan? Here's why that approach isn't necessary.
Guyton-Klinger guardrails is a strategy that allows for a relatively large withdrawal rate during retirement. Here are the pros and cons.
Some people claim that taking Social Security early is the right move. Here's why that's absolutely the wrong move for your retirement.