5 Good Times to Retire (and 1 Bad Time)
Per the 4% guideline, you can spend about 4% of your portfolio a year. But there are five times when that number might change significantly.
Per the 4% guideline, you can spend about 4% of your portfolio a year. But there are five times when that number might change significantly.
Answering reader questions about decumulation in retirement, how to start withdrawing from your investments, and when and if you should increase your bond allocation as you are nearing or entering retirement.
Let's focus on more retirement calculators to help with your planning needs. Plus, we come up with a ranking system to determine the best.
There is a perception that the decumulation years are dramatically more complicated than the accumulation years. That doesn't have to be true.
Since we planned to retire soon, we decided to do a practice week to make sure we're prepared mentally for such a big change in our lives.
Would you like to retire with $5 million by age 55? Here are five different ways to get there—only one of them involves winning the lottery.
If you're leaning toward implementing the 4% rule when it comes to withdrawals in retirement, here's how to know how to adjust as you go
Retirement/financial independence isn't an age; it's a number. Here’s what to focus on to ensure you’re working toward your goal.
Are you so worried about Social Security disappearing that you want to redo your financial plan? Here's why that approach isn't necessary.
Guyton-Klinger guardrails is a strategy that allows for a relatively large withdrawal rate during retirement. Here are the pros and cons.
Some people claim that taking Social Security early is the right move. Here's why that's absolutely the wrong move for your retirement.
The first quarter of a decade since I left my full-time job and chose semi-retirement has been a blur. Here's everything we've experienced.
It was remarkable to discover the difference between aiming for FI and reaching FI. Here are some math and psychological lessons I learned.
Let's take a look at the case of a 74-year-old retired physician who wants to give money away but is worried about running out of assets.
Spending flexibility isn't only taking a little bit less from your portfolio for one year. It could mean spending a lot less for 10 years.