Participating Whole Life Insurance Basics
Bob Whitlock explains the mechanics of whole life insurance, including investment return calculations and the source of dividends.
Whether it’s life, disability, auto, home, or malpractice, high-income professionals need insurance to make sure life’s biggest costs don’t substantially hurt their nest egg.
Bob Whitlock explains the mechanics of whole life insurance, including investment return calculations and the source of dividends.
Considering a 1035 exchange? Learn when it makes sense to swap a life insurance policy—and why cashing out or keeping the policy may often be the better choice.
Most people shouldn't buy LTC insurance, and not on your parents either. Here's what to consider as you evaluate the decision.
The posts on this website about cash value insurance continue to attract comments (mostly from those who sell it) like a knight in shining armor on a summit in a thunderstorm attracts lightning. Mont...
Return of premium sounds great — "Insurance for free!" but in reality doesn't work out that way.
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Variable universal life insurance is rarely a good idea. In this post I explore what it would take for it to be a good idea for you.
The LEAP system advocates using whole life insurance to solve all of life's financial ills. It's more of a method to sell insurance than a financial system.
A whole life insurance policy held for the long term is not a financial disaster, although higher returns are achievable through the market.
In general, you should buy an individual disability insurance policy. More than a decade ago, I bought a group policy as well. Here's why.
Should you "Become Your Own Banker?" Probably not.
A discussion of why you don't want or need the return of premium feature on your life insurance.
Should you really get a non-cancelable individual disability insurance policy? Here's how to calculate if it makes sense for you.
What benefits do you get from Obamacare? Read here to find out.
USAA's insurance is awesome, its checking is great, but its investing arm is merely good. Read more here!
An explanation of a MEC, and 7 warnings about why you probably don't want one and how to avoid getting one unexpectedly.
Medical school may not have taught you about money, but we will.
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