Public Service Loan Forgiveness (PSLF)
If you're working for a 501(c)(3), PSLF is the federal debt forgiveness program most physicians should be looking at, offering tax-free forgiveness in under 10 years if you qualify.
If you're working for a 501(c)(3), PSLF is the federal debt forgiveness program most physicians should be looking at, offering tax-free forgiveness in under 10 years if you qualify.
Today, we hear directly from White Coat Investors who have refinanced their student loans. Here's their advice and lessons learned.
Variable-rate loans have a bad reputation, but they've actually been the right choice over the last several decades compared to a fixed rate. Here's why.
Psychiatrist, Dr. Dimitrios Tsatiris, discusses the psychological reasons for resisting lifestyle creep in the matter of cars.
Even doctors can't get a mortgage for 8 times their income. Some doctors have no business buying a house.
Student loan refinancing can save you thousands, but there are some cons that come with refinancing. Know the upsides and downsides before refinancing.
I wrote Dave Ramsey a letter. He didn't write back. Not only is his investing advice bad, but sometimes his debt management advice is too.
Many doctors have a lot more in common with the middle class than a highly paid surgeon. But they can still save adequately and have a great financial life.
There are appropriate times to use debt to your advantage in your financial life. The trick is to not get greedy and know when the risks are too great.
Dental specialists are often worse off than medical specialists due to higher debt and tuition-requiring residencies. One big financial mistake can sink them.
Many argue it's stupid to pay off a 2-4% debt if expecting an investment return greater than 2-4%. Here's my rebuttal to the serious flaws in that argument.
Will Future You appreciate how you're spending borrowed money? Here's how to manage your medical school debt while creating a reliable pathway to wealth.
Here's how to determine the maximum amount of student loan debt that your future earnings can support AND what to do if you already have too much.
Think you need to spend $5-20K during resident interview season? After 17 interviews, 20 planes, & 35 nights, this 4th year spent $1,560. Here's how she got it done.
Over the years I've warned against living a highly leveraged life to maximize returns. Here's how debt-free living has brought us security & peace of mind.