Understanding the Roth IRA and the Account Benefits
The Roth IRA is a great start for building your nest egg. There's no better vehicle for investing, tax reduction, asset protection, and estate planning.
There are dozens, if not more, ways to save for retirement. It ranges from employer-assisted accounts like 401(k)s and 403(b)s to self-funded vehicles like IRAs and HSAs. Learning about retirement accounts is paramount to good financial literacy.
The Roth IRA is a great start for building your nest egg. There's no better vehicle for investing, tax reduction, asset protection, and estate planning.
Should you pull money out of retirement accounts to invest in real estate? Answering this plus reader questions about stable value funds, split-dollar life Insurance, investing cash short term, and lots more.
Discussing the different types of retirement accounts, tax benefits of private real estate funds, what to do with your money in residency, adding small caps to your three-fund portfolio, and lots more!
Is the Stretch IRA really dead? No, it isn't gone — it's just different. Here's how the New Stretch IRA works and how you can take advantage of it.
Some readers have asked if it is smart to use a 529 for retirement instead of education. Exploring the question today.
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Not aware of the 60-day qualified dividend rule? It could cost you in taxes. Efficiently invest in your taxable account to avoid the problem.
Interviewing Harry Sit today discussing advice-only advisors, health insurance, retirement accounts, financial independence, and lots more.
How does the 5-year rule on Roth conversions affect retirement planning? Also talking NNN properties, losing a solo 401(k), keeping cash on hand, and lots more.
The much-maligned 401K is still the best way to let Uncle Sam contribute to your retirement account. By using it, you save taxes in 3 different ways.
You only get so much Roth space in your life so tapping into it to pay off debt is a bad idea. Discussing this and lots more on today's episode.
The federal Thrift Savings Plan is a great 401(k). If you work for the military or federal government, you need to know the ins and outs.
If the SECURE Act changes your financial plan in a significant way, you're in the minority. Here's an analysis of the changes and what they mean for your retirement.
Are you enough of a super saver that you should be making Roth contributions and conversions in your peak earning years? Today we tackle the question.
Think twice before passing up the tax break of a 401(k). Here I quantify the benefits of tax-deferred, tax-free growth to see how much a 401(k) is really worth.
Find out if you can take advantage of contributing after-tax dollars in your 401k via the mega backdoor Roth IRA. Also talking using margin in a portfolio, the index fund "bubble" and more.
Medical school may not have taught you about money, but we will.
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