The Tax Planning Window and Partial Roth Conversions for “401k Millionaires”
Take advantage of the window of opportunity between accumulation and distribution in retirement. Use partial Roth conversions and keep more of your money.
Take advantage of the window of opportunity between accumulation and distribution in retirement. Use partial Roth conversions and keep more of your money.
Qualify for the new pass-thru business (199A) deduction? You may have a new reason to use the Mega Backdoor Roth IRA for big tax protection.
Whether or not to use your 457 plan is a complicated question. TPP digs deep into governmental vs non-governmental 457s to help you make the best decision.
Don't kid yourself, there is no free lunch associated with a 401(k) loan. Find out why savvy investors rarely use them.
Which is the superior investing account when you compare a 401(k) vs HSA? We run the numbers so you can make the best decision for your savings goals.
Some people -- especially real estate investors -- think using a 401(k) is a bad idea. Most of them don't actually seem to know how a 401(k) works.
Physician on FIRE has over 80% of his retirement dollars in post-tax accounts and believes those dollars are worth more than yours. He's probably right.
Funding a Roth IRA indirectly has helped high-income investors meet their financial goals and achieve tax diversification for a decade. Here are the lessons learned.
What is different in your investing life as you approach retirement? Not much. You don't need to be doing something dramatically different than a 25-year-old. The mix may be different but the investments will be the same.
If you are a high earner, especially in the last half of your career, you can really put a lot of money into cash balance plans, all tax deferred. Learn if it is the right fit for you.
This is the most common dilemma faced by WCI readers. There are some clear answers, but even when the answers aren't clear, these important factors will help you to arrive at the right decision for you.
If you fear Required Minimum Distributions will leave you with a large tax problem, then you are probably misunderstanding them. If you truly do have an RMD problem, here's what to do about it.
This Backdoor Roth IRA tutorial takes you step by step through the contribution process including how to fill out IRS Form 8606. We'll show you how to get it done right and avoid mistakes that can cost you time and money.
If you have a lousy 401(k) or 403(b) plan you don't need to be stuck with high, hidden fees and poor investment choices. Here are 6 things you can do to get a better employer retirement plan put in place.
Don't make the mistake of putting all your resources toward college savings at the expense of retirement savings. It'll likely come back to bite you.
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