SEP-IRA vs. Solo 401(k)
Are solo 401(k)s better than SEP-IRAs for an independent contractor? Here are the pros and cons of both plans for your small business.
Are solo 401(k)s better than SEP-IRAs for an independent contractor? Here are the pros and cons of both plans for your small business.
Some people looking for early retirement are afraid of the Age 59 ½ rule. But it's not difficult to get around, once you read the rules.
Some people misunderstand the tax implications of a 401(k) and believe maxing them out will cost them money. Here's why that's bunk.
Answering reader questions about the penalties of over-funding a Roth IRA and if they're worth it to pay for better growth, if it makes sense to do Roth contributions in your peak earnings years if you plan to retire early, and how much asset protection you get in a solo 401(k).
Answering reader questions about how to convert old IRAs to solo 401(k)s, opening a second solo 401(k) after a geographic arbitrage move, and whether you should actually have two individual 401(k)s.
The contribution limits for 401(k)s, 403(b)s, IRAs, and HSAs will change for 2024. Here's what you need to know.
Answering reader questions about how 401(k) and IRA limits are totally separate, making Roth vs. traditional contributions, and what to do with retirement accounts when transitioning from residency.
Is opening a Roth IRA for your children a smart move? Here's what you need to know about starting a retirement account for your kids.
Don't make the mistake of putting your resources toward college savings at the expense of retirement savings. It might come back to bite you.
Learn how 529 to Roth IRA rollovers work and understand the restrictions to ensure that your rollover isn’t subject to taxes and penalties.
Answering reader questions about the 4% rule and pensions, whether you should pay down your mortgage or invest, and how much you can use long-term capital losses to offset short-term capital gains.
A 401(a) is a retirement account similar to a 401(k), but there are some key differences. Here's all you need to know about 401(a)s.
Answering reader questions about the tax implications of UTMA accounts, whether one doc should buy a pension or contribute to a 401(a), and whether you can put lawsuit winnings into a SEP-IRA.
Are you interested in starting a solo 401(k)? Here are all the details you need to know about these retirement accounts for individuals.
Aiming for FIRE? Max out your retirement accounts before investing in taxable. Why? It's all about the math.