Readers: This page includes a list of recommended insurance agents. They have been serving your fellow white coat investors for years. All of the agents listed on this page are paid advertisers on the site but have been vetted by us and in an ongoing way, by your fellow white coat investors. I appreciate hearing feedback on these advertisers, both good and bad and will remove a recommendation if I receive repeated complaints of poor service.
Please do not contact every single one of them for quotes. While it only takes you a few seconds to CC them all on a single email, they may each spend 2-3 hours compiling quotes and running illustrations for you from various companies. It might be reasonable to check out two or maybe even three of them and then go with one who seems the best fit, but you are likely to end up with the same policy in the end as if you contacted just one of them. Be sure, of course, to ask if you would be eligible for any discounts from other agents that they may not be able to provide. Each of them serves hundreds of you each year. They are not starving and can afford to do the right thing for you even if it means referring a white coat investor to another agent occasionally.
Disability and Term Life Insurance
Kaplan Financial Robert B. Kaplan, Certified Financial Planner™, founder and President of Kaplan Financial, specializes in serving the unique disability insurance needs of over 2,500 physicians nationwide. Robert, who founded the firm in 1990, is a former CPA with Ernst & Young and has been married to a practicing physician for over 25 years. Robert is a recognized sales leader among disability insurers. He works with a broad range of insurers to find the best combination of policy features, cost, and financial strength for you. As a result, he is able to make informed recommendations based on objective research and your individual needs.
Kaplan Financial is the place to go for objective and experienced financial advice, discounted rates on individual disability insurance, and a long-term commitment of superior service.
PKA Insurance Group
Pradeep Audho is an independent insurance broker and the owner of PKA Insurance Group Inc. His focus is on Disability and Life insurance. Pradeep has over 14 years of experience providing clients with Disability and Life insurance. He represents all the major disability insurance carriers. Many of his clients are immigrant physicians and he is very experienced with the additional issues they may encounter when purchasing insurance products on a work-visa or as a non-US citizen. You can request a disability quote here. And you can also run instant Term Life insurance quotes by clicking here.
Stephanie Pearson, MD, FACOG, brings the experience of a physician into the disability and life insurance market. Injured in the prime of her career, the Board Certified OB/GYN took an unexpected journey to becoming an advocate and advisor for physician insurance. Scott Ravitz, a longtime broker and insurance expert to the medical community, was a natural advisor and behind-the-scenes colleague for Stephanie. The partnership of PearsonRavitz wields the duo’s powerful combined skill set — and has made them sought-after experts on the basics and nuances of disability and life insurance for doctors.
Testimonials and Additional Information
MD Financial Services
At MD Disability Quotes, we offer “Own Specialty Discounted Disability Contracts” that pay when you are unable to perform the duties of your specific medical specialty; even if you retrain for another specialty and/or occupation and regardless of your post-disability income. We pride ourselves on our 3-step process: Design, Apply and Disclose. By designing the right policy for each specific individual physician, these disability contracts fit their specific needs according to their specialty and compensation model as well as current lifestyle. For example, those that have a 6-month cash cushion can select a 180-day waiting period to use the savings to pay down debt now. Likewise, with Term Life Insurance, a laddered term life strategy can protect your family the right way and save you thousands in premiums over the years as you gain Financial Independence. Brokers Scott Nelson-Archer and Amber Stitt, and the team (Joe, Ryan, Gary, and Matt) have 25+ years of experience helping thousands of physicians across the country protect their future with disability income insurance and low-cost life insurance policies. Give them a call/text or drop them an email; you will be glad you did!
5555 West Loop South, Suite 500
Bellaire, TX 77401
MR Insurance Consultants
MR Insurance Consultants Michael Relvas is a CFP professional and independent insurance agent that helps physicians and physician families nationwide with their disability insurance needs. He was the first disability insurance advertiser on the site, has contributed several guest posts over the years, and has helped many blog readers with their insurance needs. He’s very approachable and can help with comparing the top physician disability policies so you can make a truly informed decision on the policy that best suits your personal needs, or review your existing policies to confirm they include the proper features at a competitive price.
Set For Life Insurance
Set for Life Insurance was founded by President, Jamie K. Fleischner, CLU, ChFC, LUTCF in 1993. Set for Life Insurance specializes in individual life, disability and long term care insurance. As brokers, they represent most available companies in the industry. They work on the client's behalf to shop around to find the most suitable products at the most cost effective rate.
What “sets” Set for Life Insurance apart? Set for Life is first and foremost a client centric company. They listen carefully to the needs of clients. Their vast level of experience allows them to help clients solve difficult problems. Because of the volume and exceptional reputation of Set for Life Insurance as well as the relationships they have developed with companies over the years, Set for Life clients have access to special services not available elsewhere in the industry. This includes special discounts, priority underwriting handling and on some occasions exceptions in the underwriting process.
At Pattern, we know that you want to be confident and in control of your finances. In order to do that, you need to buy disability and life insurance.
The problem is researching insurance is complicated and takes too much time, which can make you feel overwhelmed and unsure of who you should trust. We know that your time is valuable and believe doctors have more important things to do than worry about insurance.
This is why thousands of doctors have trusted us to help them compare and understand the insurance they're buying.
Here's how we do it:
- Request your quotes.
- Compare your options.
- Buy risk-free.
So, request your quotes today so you can stop wasting time and feeling overwhelmed, and instead, save money and spend time on the things you love, being confident your family and income are protected.
Dr Disability Quotes
Bob Bhayani founded DrDisabilityQuotes.com, a “Truly Independent” organization, on the basic principle of providing unbiased & conflict free disability planning solutions to Physicians, Residents and Fellows nationwide. We shop your business with every major insurance carrier to create a True Own Occupation policy at best possible rates with all applicable discounting.
At DrDisabilityQuotes.com, we approach your desire to protect your earning capacity with care and compassion. From onset our approach is one that of friendliness, guidance and professionalism. From your initial quote request to case submission and underwriting, we will help you navigate the approval process. We will further service and keep in touch with you on all your future options and rights for your policy. Request a disability insurance quote. You could also run instant life insurance comparison quotes from various companies directly on our website.
Rick Warren, MBA, Joe Capone, LUTCF, ChFC, Steve Misdea, CLTC, and Robert Thomas are independent insurance agents who specialize in working with physicians across the country. They are long time contributors & advertisers. Their approach is simple, efficient, and straightforward while also embracing the digital tools that you can find at their website, Insuring Income . They will help you to select, review, and apply for disability and term life insurance. Use the instant term life quote tool HERE. They also have a unique laddered term life tool with instant pricing HERE. No personal information required. You can even start the application at the website in under 10 minutes.
All own occupation disability insurance carriers quoted. Offering discounts for all carriers. They have a unique DI Quote Roll that shows side by side pricing results for medical residents ($5,000 monthly benefit) in all states for over 50 specialties. Request quotes for Disability Insurance from the relevant specialty specific carriers. Here is an educational video they have made about disability insurance.
Physician Financial Services
Physician Financial Services Lawrence Keller, CFP, CLU, ChFC, RHU, LUTCF is well-known to blog readers from a half dozen or more guest posts he has published over the years. He is also a frequent blog commenter on insurance related posts. Although I've never bought a policy from him, I've gone to him for quotes in the past and been very impressed with his knowledge and helpfulness.
Home and Auto Insurance
StoneBriar Insurance Group
Stonebriar Insurance Group specializes finding the best HOME and AUTO insurance coverage in the marketplace. Jared Rossi, the owner of an independent property and casualty insurance brokerage, is able to provide numerous options for insurance to his clients because he represents over 100 top rated insurance companies. When choosing an insurance agency, you want a company that you can trust. Because we are an independent, privately held firm, we do not work for any specific insurance company; we work for you! Due to this relationship and over 12 years of experience, you can feel confident that we are looking out for your best interests and providing the best combination of service, coverage and price. We are located in Texas, but can provide insurance in AL, AR, AZ, CA, CO, FL (auto only), IL, KS, LA, MS, ME, MO, NC, ND, NY, OH, OK, SC, TN, and VA.
Jared (469) 362-5300
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