MD Disability Quotes

At MD Disability Quotes, we try to keep it simple, easy, and efficient when helping our clients determine what they need and want out of their disability and life insurance policies.

Most of our clients really want a solid but basic disability insurance contract that will take the guesswork out of what happens at claim time. We want you to know that our goal is to build a contract with the terms and language that will compel the carrier at claim time to behave in a manner that meets your expectations.

When you buy a policy, the words really do matter not only in what you are buying but how what you might buy would affect what you already have or are being provided by your employer.

We pride ourselves on our 3-step process: Design, Apply, and Disclose. By designing the right policy for each specific individual physician, these disability contracts fit their specific needs according to their specialty and compensation model as well as their current lifestyle.

As for life insurance, we typically only work with term life because the product is simple and driven by only 5 factors: 1) Benefit Amount, 2) Duration of Rate Lock, 3) Gender, 4) Age, and 5) Health Status. Term Life Insurance is inexpensive and once you get it locked down, then if you ever want to decrease the amount or drop the policy entirely it is simple to do.

Brokers Scott Nelson-Archer, Amber Stitt, and the team have 25+ years of experience helping thousands of physicians across the country protect their future with disability income insurance and low-cost life insurance policies. Give us a call/text or drop an email; you will be glad you did!