Using Retirement Accounts
Answering retirement account questions, including whether diversification is more important than fees, how the Secure Act 2.0 affects you, and whether you should roll multiple accounts into one.
Answering retirement account questions, including whether diversification is more important than fees, how the Secure Act 2.0 affects you, and whether you should roll multiple accounts into one.
Answering reader questions about deducting your home office, improving your high-fee 401(k) plan, and funding your Backdoor Roth IRA through a taxable brokerage account.
Thanks to the Secure Act 2.0, there are now even more ways to use Roth accounts for your retirement. Here's what you need to know.
Roth conversions are a great way to limit how much you or your heirs have to pay in future taxes. But they're not always the right move.
Q&A on 529s, dependent care FSAs, what to do when you can't live like a resident, custodial roth accounts for your kids, and the importance of getting your spouse involved in your financial plan.
Discussing the intricacies of the Mega Backdoor Roth IRA and dissecting other retirement account questions. Plus, an interview with WCICON23 keynote speaker Christine Benz.
Answering your questions about contributing to a 403(b) vs. a 457(b), Roth conversions, pregnancy and healthcare, and comparing safer investments.
Answering reader questions on all things Roth, including how to use a Backdoor Roth IRA, whether you should do the Mega Backdoor Roth, and why we hate the SIMPLE IRA.
Answering reader questions on using 529s for K-12 education, interest from I Bonds, timing your ETF transactions, and why TIPS aren't doing great.
Student loan management is actually super easy for single docs and married docs with a non-earning spouse. That is not the case when both spouses work.
One day, you might find yourself in a place where your emergency fund isn't enough to cover your needs. Here are some options for what to do.
Answering reader questions about 401(k)s, including what to do if you overcontribute and if you can put side hustle money into them. Also, an interview with Peak Housing's Joe Ollis.
You won't always know whether you should do a Roth conversion or a contribution. Here are some ways for you to make the right decision.
We don't know if Backdoor Roth IRA conversions will still be allowed later this year. So, should you go ahead and get it done now?
Answering reader questions about retirement accounts and what to do about the Backdoor Roth IRA. Also, an interview with WCICON22 speaker Dr. Altelisha Taylor.