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    Financial Boot Camp

Can I Send Money to India?

February 06, 2020 |
8 Comments

We're talking about international monetary gifts today and answering listener questions on captive insurance, asset protection for residents, and lots more.

Read On »

Should You Raid a Roth IRA to Pay Off Your Loans?

January 23, 2020 |
3 Comments

You only get so much Roth space in your life so tapping into it to pay off debt is a bad idea. Discussing this and lots more on today's episode.

Read On »

Solving Your Financial Mistakes

January 09, 2020 |
3 Comments

Discussing how to get out of investment mistakes like expensive mutual funds and individual stocks. Also talking the 199 deduction, contract negotiation, PSLF side fund, and lots more.

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Taxes on Stock Options and Deferred Compensation

December 12, 2019 |
15 Comments

Today we discuss non-qualified and incentive stock options and how they are taxed. Also talking medical school choice, frontloading a 529, paying a tithe, and lots more.

Read On »

consider more roth

Supersavers and the Roth vs. Tax-Deferred 401(k) Dilemma

December 09, 2019 |
122 Comments

Are you enough of a super saver that you should be making Roth contributions and conversions in your peak earning years? Today we tackle the question.

Read On »

Rules for Business Vehicle Tax Deductions

November 07, 2019 |
33 Comments

Do you know what deductions are available to high-income professionals using the business vehicle tax deduction? Digging into this question plus lots more on today's episode.

Read On »

Resident Physician Financial Mistakes

October 17, 2019 |
5 Comments

Interviewing a resident today talking cashflow/budgeting, W-4s, retirement accounts when going for PSLF, student loan management, dual income DI, and more.

Read On »

401(k) millionaire

The Tax Planning Window and Partial Roth Conversions for “401(k) Millionaires”

May 22, 2019 |
66 Comments

Take advantage of the window of opportunity between accumulation and distribution in retirement. Use partial Roth conversions and keep more of your money.

Read On »

Financial Advice for Medical Students and Residents

March 21, 2019 |
8 Comments

Financial advice for residents and medical students about student loans, PSLF, Roth Accounts, choosing a residency program, getting an MPH or MBA, and lots more.

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Bonds in a Rising Interest Rate Environment

December 13, 2018 |
6 Comments

Don't make the classic mistake and assume you know which way bonds are going. Instead, listen to my recommendations about implementing a fixed asset allocation strategy for bonds.

Read On »

raising hand to ask a question

Questions from an Old Friend

August 24, 2018 |
19 Comments

Four questions from an old friend about IRA's, S Corp salaries, employing your spouse, and opening a SEP IRA or Solo 401(k) with Vanguard.

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How to Screw Up Your Roth IRA Contribution (and How to Fix It)

June 13, 2018 |
55 Comments

Overcontributing to a Backdoor Roth IRA is just one of many common mistakes I see. Advisors and accountants can miss these details so you'll need to understand them. Learn how to identify the problem and how to fix it.

Read On »

Mega Backdoor Roth IRA

The “Secret” Ultimate Roth Contribution

May 24, 2017 |
75 Comments

Who wouldn't love a larger Roth IRA, especially when the alternative is investing in a taxable account? Chad Chubb explains the Mega Backdoor Roth IRA.

Read On »

doctor putting coin into piggy bank

Why Your 401(k) Should Have a Roth 401(k) Option

August 26, 2015 |
109 Comments

This doctor wanted a Roth 401(k) option to save for retirement. His partners resisted...for no good reason at all. Here's why it makes sense for many.

Read On »

backdoor roth

9 Ways to Expand Your Roth Space

May 01, 2015 |
33 Comments

Some ways of expanding your Roth space come with significant costs, and some are a no-brainer. Find out which ones you should already be doing and which ones you ought to consider now and in the future.

Read On »

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