Roth IRAs and 529s
Answering listener questions about how TSP Roth in-plan conversions work, what to consider when converting a traditional IRA to a Roth IRA, and whether having too much in a 529 is really a problem at all.
Answering listener questions about how TSP Roth in-plan conversions work, what to consider when converting a traditional IRA to a Roth IRA, and whether having too much in a 529 is really a problem at all.
Answering listener questions about the pros and cons of traditional vs. Roth contributions, merging finances when a spouse has no income but owns an IRA, and how to maximize annual contributions to a solo 401(k).
Answering questions from the residents in the audience who are wondering about saving vs. investing, buying houses, physician loans, and Roth IRAs.
The contribution limits for 401(k)s, 403(b)s, IRAs, and HSAs will change for 2026. Here's what you need to know.
Roth conversions and contributions may be the most challenging topic in personal finance and investing. Here's how to utilize them.
Answering reader questions on the Backdoor Roth IRA and the Mega Backdoor Roth, including what the Mega Backdoor Roth is, who it makes sense for, and how to make the most of it.
Answering reader questions about finances and family members, including what to do when you are supporting your parents financially, how the gift tax works when your parents are giving you an early inheritance, and what to do when you have a wildly overfunded 529.
Catch-up contributions for your retirement accounts can be simple, but a few of them are more complex than you think. Let's break it down.
Answering reader questions with WCI friend and Roth IRA expert, Chris Davin, where we talk about when to choose Roth and why, Roth and tax-planning considerations, and using Roth as an independent contractor.
Answering reader questions about the difference between Roth and traditional IRAs, the process of opening Roth IRAs for your kids, and what to do if you over-contribute to your 401(k).
Answering reader questions about rolling a 401(k) into an IRA after changing jobs, how to do a 403(b) rollover, and how to pass non-discrimination testing for your 401(k) as a business owner.
The most complicated routine question for investors is the annual dilemma about Roth contributions and conversions. Here's what to know.
Answering reader questions about Roth IRAs and the pro-rata rule; self-directing your solo 401(k), 457(f)s, and 457(b)s; and when to do Roth conversions.
The Roth or traditional 401(k) decision can be complicated for high-income professionals. Consider these factors to best protect your income.
Contributing to a Roth IRA is one of the smartest ways to get ahead in investing. Here are five extra reasons why.