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inflation poor returns

Why Wealthy Charitable People Should Not Do Roth Conversions

January 06, 2023 |
31 Comments

Roth conversions are a great way to limit how much you or your heirs have to pay in future taxes. But they're not always the right move.

Read On »

mega backdoor roth ira conversion

Finishing Your Training This Year? Avoid This Costly Mistake

December 23, 2022 |
15 Comments

It's easy to make a mistake on your Roth IRA contributions in the year you start earning a big salary. Here's how to avoid this miscue.

Read On »

Roth Options and Questions

September 08, 2022 |
13 Comments

Answering reader questions on all things Roth, including how to use a Backdoor Roth IRA, whether you should do the Mega Backdoor Roth, and why we hate the SIMPLE IRA.

Read On »

backdoor roth millionaires

Backdoor Roth IRA Millionaire

May 23, 2022 |
32 Comments

Our first Roth IRA contributions took place in 2004, and we put in the maximum $3,000 apiece. Now, we're over seven figures. Here's how.

Read On »

Backdoor Roths, Solo 401(k)s, and the Safe Harbor Rule Q&A

April 28, 2022 |
16 Comments

Answering reader questions about the Backdoor Roth IRA, if you can remain a 1099 contractor instead of a W-2 employee, and variable rates on student loans.

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The Backdoor Roth Lives On

January 13, 2022 |
5 Comments

Answering reader questions on the Backdoor Roth IRA, refinancing student loans if not going for PSLF, and employee-sponsored 401(k) plans.

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Retirement Account Q&A

December 16, 2021 |
3 Comments

Answering reader questions about retirement accounts and what to do about the Backdoor Roth IRA. Also, an interview with WCICON22 speaker Dr. Altelisha Taylor.

Read On »

backdoor roth ira fidelity

How to Report a Backdoor Roth IRA on Turbotax

December 04, 2021 |
248 Comments

After completing your Backdoor Roth IRA follow these steps to report both the contribution and the conversion in the TurboTax software.

Read On »

spousal ira

Spousal IRA — What You Need to Know

November 27, 2021 |
17 Comments

There is plenty of confusion about spousal IRAs and how to use them. Let's go through them step by step and see if they make sense for you.

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Roth Investment Accounts Q&A

October 28, 2021 |
No Comments

Answering listener questions about retirement, with topics surrounding Roth IRAs, risky bond options, and what to do about high inflation.

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529 to roth ira rollover

Is the Backdoor Roth IRA in Danger of Being Wiped Out?

September 24, 2021 |
148 Comments

Congress is proposing tax changes that could affect the Roth IRAs and tax brackets of high earners. Here's what you should be thinking about.

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Financial Priorities as a New Medical Resident

July 22, 2021 |
No Comments

Today we discuss financial priorities for residents. Also answering questions on the mega backdoor Roth IRA, DFA ETFs vs. Vanguard ETFs, getting rid of your whole life insurance policy, Form 8606, and cash balance plans.

Read On »

Q&A — Gold Bullion, Subway Franchises, Taxes, and Divorce

June 24, 2021 |
7 Comments

Should you buy gold bullion? What about funding your retirement by selling franchises you own? These and lots more questions on today's episode.

Read On »

beware health savings account

Best Retirement Savings Plans for the Self-Employed

June 15, 2021 |
105 Comments

The self-employed have plenty of options for retirement savings: an i401(k), SEP IRA, HSA, Defined Benefit/Cash Balance plans, etc. Which is best for you?

Read On »

Rules and Options for Managing Inherited Retirement Accounts

June 03, 2021 |
11 Comments

How should you manage inherited retirement accounts? Also questions about inflation, refinancing student loans before Oct.1, SEP IRA's to backdoor Roths, choosing a specialty, and more.

Read On »

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