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    Financial Boot Camp

From FinStupid to FinSmart

September 16, 2020 |
34 Comments

Today's guest proves that a doctor can make a lot of financial mistakes and still turn things around to come out ahead. Here's how he got it done!

Read On »

delaware bank accounts

Delaware Bank Accounts, 529s, and HSAs for Asset Protection

July 10, 2020 |
17 Comments

Should you take advantage of "jurisdictional asset protection techniques" for your bank accounts, 529s, or HSAs? Here's what you need to know.

Read On »

529 insanity

Why 529s Are Not a Stealth IRA

March 20, 2020 |
22 Comments

Some readers have asked if it is smart to use a 529 for retirement instead of education. Exploring the question today.

Read On »

Can I Send Money to India?

February 06, 2020 |
8 Comments

We're talking about international monetary gifts today and answering listener questions on captive insurance, asset protection for residents, and lots more.

Read On »

Solving Your Financial Mistakes

January 09, 2020 |
3 Comments

Discussing how to get out of investment mistakes like expensive mutual funds and individual stocks. Also talking the 199 deduction, contract negotiation, PSLF side fund, and lots more.

Read On »

secure 2.0 act legislation, capital

SECURE Act — 8 Things You Need to Know

December 30, 2019 |
57 Comments

If the SECURE Act changes your financial plan in a significant way, you're in the minority. Here's an analysis of the changes and what they mean for your retirement.

Read On »

Taxes on Stock Options and Deferred Compensation

December 12, 2019 |
15 Comments

Today we discuss non-qualified and incentive stock options and how they are taxed. Also talking medical school choice, frontloading a 529, paying a tithe, and lots more.

Read On »

Improve Your Personal Financial Literacy

November 28, 2019 |
4 Comments

Reviewing a few more books today for CFE week. Also answering reader Q&As on how to invest your HSA, budgeting for a wedding, kids' 529s vs retirement saving, and lots more.

Read On »

How to Rebalance Your Portfolio

September 26, 2019 |
3 Comments

Today we talk about the best way to rebalance a portfolio, buying a home while still having student loans, deducting travel expenses, negotiating an employment contract, and lots more. 

Read On »

An Interview with Physician on Fire and Passive Income MD

January 24, 2019 |
10 Comments

Today our guests are Physician on FIRE and Passive Income, MD, answering important financial questions from listeners about real estate, bonds, where to invest cash, 529s, and more.

Read On »

State of the Podcast

January 17, 2019 |
6 Comments

The inaugural WCI State of the Podcast year-end review. Also answering listener questions about 529s across generations and financial advice for newlyweds.

Read On »

Bonds in a Rising Interest Rate Environment

December 13, 2018 |
6 Comments

Don't make the classic mistake and assume you know which way bonds are going. Instead, listen to my recommendations about implementing a fixed asset allocation strategy for bonds.

Read On »

Answering Listener Questions

November 15, 2018 |
14 Comments

Answering listener questions today about target retirement funds, when to invest in bonds, 529s across state lines, using a trust as a beneficiary, student loan management, and lots more.

Read On »

Tales from My Email Box

April 12, 2018 |
2 Comments

Questions about lifetime limits on 529's, savings for short-term purchases, a cautionary tale about managing student loans and a whole lot more from my inbox.

Read On »

how to pay for college

Am I Done Saving for College?

January 29, 2018 |
56 Comments

When are you done saving for college? How do you make those calculations? Open up Excel and make a few assumptions....

Read On »

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