Competitive fixed and adjustable rate options
Available for both purchase and rate/term or cash-out refinance
Loan amounts up to conforming and high-balance limits, where eligible
Primary residence, second homes, and investment properties may be eligible
Down payment options available based on occupancy, loan amount, and borrower profile
Gift funds, reserves, and MI structure subject to program guidelines
Full doc income and asset qualification required
Property and borrower eligibility subject to underwriting guidelines
Flexible options for a wide range of borrowers
Strong fit for borrowers with solid credit and documented income
Competitive pricing compared to many government or niche products
Can be an excellent choice for borrowers seeking low down payment options with strong overall profiles
Expanded property eligibility compared to some specialty programs
Refinance options available for payment reduction, term change, or equity access
Mortgage insurance may be removable later, depending on the loan structure
Useful for borrowers who do not need specialty-program features
Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply.
Guaranteed Rate, Inc. D/B/A Rate; NMLS #2611; For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. Conditions may apply.