Our mission is to help clients build long-term wealth through strategic home financing. As a Senior Loan Officer and Property Wealth Advisor, I’m dedicated to making your mortgage experience a win from start to finish.
Whether you’re purchasing your first home, upgrading to your dream home, investing in real estate, or refinancing, the financing process can feel overwhelming. That’s where The AH Group comes in. My team and I are committed to simplifying every step by providing expert guidance, clear communication, and personalized mortgage solutions tailored to your goals.
Backed by the strength and resources of CrossCountry Mortgage, we offer a wide range of loan programs and competitive financing options designed to meet your needs today while supporting your long-term financial objectives. We take the time to explain your options in simple terms, answer your questions, and help you make confident decisions throughout the process.
From pre-approval to closing and beyond, our focus is on delivering exceptional service and building lasting relationships. At The AH Group, you’re more than a client, you’re a valued partner, and we’re committed to helping you achieve success through homeownership and smart real estate financing.
At CrossCountry Mortgage (CCM), we offer a comprehensive range of financing solutions designed to meet the unique needs of homebuyers, homeowners, investors, and specialized professionals.
Conventional Loan Programs
Flexible financing options for:
• Primary residences
• First-time homebuyers with as little as 3% down
• Second homes
• Investment properties
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Doctor Loan Program
Designed specifically for physicians and medical professionals, offering enhanced financing flexibility:
• Loan amounts up to $2.5 million
• Up to 95% to 100% financing* based on loan amount
• No Private Mortgage Insurance (PMI)
• Minimum 680 FICO score
Restrictions and eligibility requirements apply.
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Super Jumbo Loan Programs
Expanded financing solutions for higher-priced homes:
• Loan amounts up to $5 million
• All States
• No PMI
• Minimum 700 FICO score
• 89.99% LTV
• Max DTI 50%
Restrictions and eligibility requirements apply.
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VA Loan Programs
Dedicated financing solutions for eligible veterans and active-duty service members:
• Up to 100% financing (based on borrowers VA Entitlement)
• Competitive interest rates
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VA One-Time Close Construction Financing
Build your dream home with a single loan and one closing:
• 100% LTV to $1.00 Million for eligible veterans
• 95% LTV to $$2.0 million for eligible veterans
• One loan for both construction and permanent financing
• Simplified price and reduced closing costs
Restrictions apply.
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Conventional One-Time Close Construction Financing
Build a custom home with a streamlined financing solution:
• As little as 5% down payment
• Minimum of 2% percent contingency fund required based on cost to construct
• Single closing for construction and permanent financing
• Lock in financing before construction begins
• Restrictions apply.
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Jumbo Financing One-Time Close Construction
Build a custom home with a streamlined financing solution:
• Loans up to $3.5MM
• Single closing for construction and permanent financing
• New Builds, major renovations, or extensive repairs
• Lock in financing before construction begins
Restrictions apply.
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Bank Statement Loans
Designed for self-employed borrowers, entrepreneurs, and business owners:
• Qualification based on eligible bank statement deposits
• Alternative income documentation options
• Greater flexibility than traditional conventional financing
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DSCR (Debt Service Coverage Ratio) Loans
A powerful financing tool for real estate investors:
• Loan amounts to up to $3.5MM
• Qualification based primarily on property cash flow
• Available for 1-4 unit attached and detached properties
• Ideal for expanding a real estate portfolio
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Investment Property Financing
Financing solutions tailored to real estate investors:
• Purchase or refinance investment properties
• Options for experienced and first-time investors
• Multiple program types available
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Second Home Financing
Competitive financing for vacation and secondary residences:
• Flexible down payment options
• Fixed-rate and adjustable-rate loan programs
• Financing available in a wide variety of markets
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Why Work With CCM?
Whether you’re purchasing your first home, building a custom residence, investing in real estate, or seeking specialized financing as a medical professional, CCM offers tailored lending solutions backed by experienced mortgage professionals committed to helping you achieve your homeownership and investment goals.
All loans are subject to credit approval, underwriting guidelines, and program eligibility requirements.
* Maximum financing and program availability depend on borrower qualifications, loan amount, property type, occupancy, and other factors.
** DTI = Debt-to-Income Ratio.
*** VA financing subject to VA eligibility requirements and a valid Certificate of Eligibility (COE).