Is a Zero Percent Tax Bracket in Retirement a Good Idea?
Insurance agents sell policies by scaring you about future tax rates and advocating you invest in insurance to get to a 0% tax bracket in retirement. Beware!
Insurance agents sell policies by scaring you about future tax rates and advocating you invest in insurance to get to a 0% tax bracket in retirement. Beware!
When we talk about retirement plans, specifically the 401(k) plans, we always have in mind participant-directed plans in which all plan participants get their own personal account and are responsible...
Nearly every educated financial advisor agrees that tax diversification is a great idea when planning for your distributions in retirement. Tax diversification means having some of your assets in tax...
Profit-Sharing Plan too expensive? Try the Mega Backdoor Roth IRA as a small business retirement plan.
[Update: November 2015- Congress made changes in SS law that basically eliminates the File and Suspend and Restricted Application strategies for anyone now under 62. More details can be found here.] "...
From time to time the big mutual fund/brokerage houses come out with a study using the data they obtain from their 401(k), IRA, and/or brokerage data. The conclusion of the study, unsurprisingly, is u...
Your retirement date is critical to ensuring a comfortable retirement. Consider these factors and choose your date wisely if it's under your control.
An individual retirement ANNUITY is the ideal way to hold a SPIA purchased with tax-deferred money. You avoid a big tax bill and complex calculations.
There are nearly 20 companies offering individual or Solo 401(k)s. There are great options at Vanguard, Fidelity, Schwab, and TD Ameritrade. Find out which Solo 401(k) provider is best for you.
The goal of investing isn't to beat your neighbor or the S&P 500. It's to reach your goals. You'll need to defeat inflation, taxes, and expenses to do so.
Larry Swedroe says 3% is the new 4% (safe withdrawal rate). Here are 6 reasons I don't care.
What do you need to know when implementing or changing a small business retirement plan? Konstantin Litovsky discusses it here.
The United States' 401K-based retirement system sucks. Implementing these 10 reforms would give an economic boost to the entire country.
Q. Would you consider a follow up to the outstanding post you wrote about separating from the military, but focusing on separating after hitting 20 years? I'm an emergency physician (Navy) with 1 mor...
Tax-exempt retirement money is great, but Roth IRA money is better. Here's how to turn the first into the second.