There are so many ways to invest successfully that the most important thing is to just pick something reasonable and stick with it. But it’s key to know which approach to take and why you’re picking that option.
[Editor's Note: Konstantin Litovsky has written before about the merits of a "pooled 401(k) plan." In this post, he talks about the benefits of a customized pooled plan for your individual 401(k) (als...
Some ways of expanding your Roth space come with significant costs, and some are a no-brainer. Find out which ones you should already be doing and which ones you ought to consider now and in the future.
A successful investor has a written, logical investing plan, not just a collection of investments. Here are 6 principles for successful portfolio design.
Syndicated real estate deals are generally structured to have a down payment of around 1/3, and last 5-7 years. This maximizes cash flow, protecting it from taxes by the depreciation while still taking advantage of leverage and spreading the transaction costs over multiple years.
Every now and then (okay, every week) I run into someone with a different investment philosophy from my own. Occasionally, the exchange is jaw-dropping. For instance, I kind of thought the passive vs...
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I'm a big fan of debt-free living. Probably too big of a fan, actually. I know of at least one financial error I've made because of a general abhorrence of debt (can anyone say HPSP?) At this point in...
Some things matter more than others when it comes to investing. In my view, the following are the most important factors in reaching your investing goals.
There is no such thing as Portfolio Nirvana. My big beef with very conservative portfolios such as The All Weather Portfolio are that the expected returns are so low.
If measured by volume (either definition), the vast majority of investing advice out there is terrible. In the spirit of David Letterman's Top 10 Countdowns, here are the ten worst places to get inves...
By Dr. Jim Dahle, WCI Founder This deals with the high earner who finds himself just a few years away from retirement with not nearly enough money to have the retirement he would like. This could be f...
529s do not make good retirement accounts. Use a taxable account invested in index funds instead and use your 529s for college.
There is an alternative to Peer-to-Peer lending; a process I call Royalty Based Lending (“RBL”). It is an investment vehicle that doesn’t risk a large amount of cash, has no correlation with the stock...
An insurance agent who is a "believer" in the value of index universal life insurance sent me an illustration for what he considered to be the best Index Universal Life Insurance (IUL) policy out ther...
It's okay to use a good investment advisor. But make sure the advice is good and the price is fair. Hire them for the right reasons though.
When it comes to personal finance, some things matter more than others. The secret to wealth is no secret, and getting rich slowly works best. The path to wealth is to make a lot of money, save a lot...
Medical school may not have taught you about money, but we will.
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