Whistle Stop Financial Advice

Whistle Stop Financial Advice provides hourly financial planning for doctors. Following a career of 11 years in traditional financial services, Ilir Shkurti, CFA, launched Whistle Stop as a firm he'd feel comfortable having his spouse, an eye surgeon, work with. Since June 2024 alone, Ilir has worked with over 200 physicians to offer financial counseling and evangelize on the Backdoor Roth contributions even as some insist they “make too much” to do it. Docs start late, often with a lot of debt, and have demanding jobs, on top of being “ideal” prospects to be oversold on questionable products by typical financial salespeople.

Fee Structure:

The first hour is $500. Hours two and three are $450/hour. Hours four to six are $400/hour. Hours seven to ten are $350/hour. Hours over ten are $300/hour. The typical clients is a do-it-yourselfer. For those who want to delegate investment implementation, we offer discretionary index-based portfolios for which we charge the following convenience annual fees based on total household assets: Under $500,000: 0.25 percent (25 basis points) per year. $500,000 to 1.5 million: 0.19 percent. $1.5 to $3 million: 0.15 percent. $3 to $5 million, 0.12 percent. $5 million and above: 0.1% (ten basis points).