Rules for Asset Allocation Implementation
Follow these steps to make it easy to design, implement, and maintain a portfolio across your various investing accounts.
Follow these steps to make it easy to design, implement, and maintain a portfolio across your various investing accounts.
Roth conversions aren't complicated. The decision about whether to do one and how much to convert absolutely can be. Here is a guide to help.
Answering reader questions about 401(ks) and if you should have more than one, what to do with a crummy retirement account, and if you should be worried that your 403(b) is referred to as an annuity.
While 403(b)s and 401(k)s have similar attributes, there are some subtle differences between the retirement accounts. Let's explore them.
Answering listener questions about quarterly estimated payments and the safe harbor rule, tax-loss harvesting and not letting the tax tail wag the investment dog, and what to do when you do not couples match into residency.
Answering reader questions about retirement accounts, including what to do with an inherited IRA, 401(k) employer matching, and the recent change with Vanguard getting out of the solo 401(k) game.
We're going back to my email inbox for a discussion of a potpourri of financial topics. I'll answer questions as I do my shoulder workout.
Answering reader questions about rolling over an HSA, whether a UTMA or custodial Roth IRA is better for your kids, and if it is a good idea to open a solo 401(k) for your kids.
Answering reader questions about what to do when you and your spouse or partner do not see eye to eye about certain parts of your financial life, Roth IRAs, and the Mega Backdoor Roth.
Now that Ascensus is buying the Vanguard Small Business Division and taking over its solo 401(k) accounts, what do you need to do?
I found a very full email box on a recent Monday morning. Many of them seemed applicable to others, so I turned them into a potpourri post.
Answering reader questions about high-yield savings accounts, whether you should start a 529 if you are going to be an older parent when your kid goes to college, and if you should raid your taxable account to pay cash for a new house and avoid a high interest rate.
Discussing all things Roth, including conversations about Roth IRAs, the Backdoor Roth, the Mega Backdoor Roth, Roth conversions, and what all of that means. We start with a 101-level discussion before moving to a 201-level discussion and then diving into graduate-level tips and tricks.
Paying off a 20% credit card or borrowing at 1% and investing at 8% is a no-brainer. But what about a student loan vs. investing in a 401(k)?
Are solo 401(k)s better than SEP-IRAs for an independent contractor? Here are the pros and cons of both plans for your small business.