Scholar Advising is an independent, fee-only investment advisory firm providing financial advice on a flat fee or monthly retainer basis. We help physicians take back their time through strategies and financial plans they can implement. From navigating medical school debt to optimizing investments for tax efficiency, our expertise focuses on actionable strategies tailored to healthcare professionals.

Our mission is to Educate, Empower, and Encourage. Our team of expert Ph.D. and CFP advisors specializes in the challenges of complex financial lives, especially for physicians and other highly compensated professionals. We develop investment strategies that reflect the realities of high-earning careers, including lumpy income from production bonuses, 1099 work, retirement matching, and ownership in physician groups.

As a fee-only fiduciary, we offer objective, personalized planning without AUM fees or commissions. Every recommendation is strategic, evidence-based, and aligned with your goals. Our collaborative advising model ensures each client benefits from the insight of multiple specialists. When your financial life becomes more complex, we help you move forward with clarity, purpose, and confidence.

Our Services
For clients seeking expert-level planning without handing over their portfolio or paying an AUM fee.

All new client relationships begin with a comprehensive initial plan starting at $5,000 based on your unique financial situation. Typical complexity plans fall between $10,000 and $15,000. Visit our case studies for examples. After your initial plan, we provide hourly advice at our rate of $385/hour.

We also provide monthly retainer services to our Signature Program Clients who want extensive and ongoing financial monitoring and support. Through our family office, we provide CFO-level guidance with family financial education and legacy coaching, responsive and holistic planning, and coordination with your other professionals like CPAs, attorneys, and business consultants.

Next Steps
Learn more about Scholar Advising, or contact us for a complimentary personalized proposal.

Fee Structure

All new client relationships begin with a comprehensive initial plan starting at $5,000 based on your unique financial situation. Typical complexity plans fall between $10,000 and $15,000.

By nature of our decision to be a fee only advisor, we do not receive commissions or charge referral fees that plague some financial services. Unlike many fee-only advisors, we believe that fee-only means a flat fee paid for advice. Our fee structure is based on project complexity and not on how much money a client has saved for an asset under management fee. This ensures that clients of all income and asset levels can receive financial advice and will pay a fee matched to the amount of advice needed and not be penalized for the size of their portfolio or net worth.

We are happy to buck the trend by providing financial advice on a flat fee basis opposed to the current norm of a percentage of net worth or Assets Under Management (AUM).

Signature Client Program (Monthly Retainer): All retainer clients start with a flat-fee comprehensive plan ranging from $15,000–$30,000 followed by a bespoke strategy that fits within one of our three service tiers: $3,000, $6,000, or $10,000 per month.