TD Bank

We are one of the 10 largest banks in the U.S., providing more than 9 million customers with a full range of retail, small business and commercial banking products and services at more than 1,200 convenient locations. TD America’s Most Convenient Bank (AMCB) operates along the East coast of the U.S. and has locations throughout the Northeast, mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition to retail and commercial banking, TD Bank offers commercial services through TD Auto Finance. TD Bank AMCB is headquartered in Cherry Hill, N.J.

TD Bank offers 100% Dr loan financing to $1MM – no PMI – future income is allowed. Higher loan amounts available with 5% or 10% down. Purchase & refinance, primary residence. Single family, Condos, Co-ops, PUD’s.

Loan Officers

David Edmondson (NMLS #1045001)
STATES:  CT, FL, MD, NJ, NY, NC, PA, SC
EMAIL:  [email protected]
PHONE:  781-367-6808
Sean Perkins (NMLS #895927)
STATES:  MA, NH, RI, VT
EMAIL:  [email protected]
PHONE:  774-502-6619
William Fagan (NMLS #698497)
STATES:  DE, ME, VA, DC
EMAIL:  [email protected]
PHONE:  617-895-7596

Terms:

  • 100% financing to $1MM
  • 95% financing to $1.5MM
  • 89.99% financing to $2MM
  • 30 Year Fixed Rate, 5/6 ARM, 7/6 ARM , 10/6 ARM
  • PURCHASE OR REFINANCE
  • Single Family, Condo’s, Co-ops, PUD’s
  • No PMI (Private Mortgage Insurance)
  • Employment contract/future income allowed – close 90 days prior to start date
  • Self-employed allowed
  • Borrowers must be out of residency/internship/fellowship less than 10 years prior to application
  • IBR payments allowed for student loans
  • Seller contributions allowed
  • Loan recast available

Practicing doctors must be out of residency/internship/fellowship less than 10 years prior to the loan application date.

Professions:

MD, DO, DDS, DMD, Resident, Fellows

Strengths:

  • Borrowers work exclusively with highly experienced doctor loan specialists
  • Excellent service and expert advice
  • No down payment options
  • No PMI
  • Fixed and Adjustable Rate mortgage rate options