Regions Bank

Terms

Additional Mortgage Options

• Fixed-Rate Mortgages: Predictable monthly payments with a stable rate.
• Adjustable-Rate Mortgages: Lower initial rates; fixed for 5, 7, or 10 years.
• FHA, VA & USDA Loans: Government-backed options for accessibility and
  affordability.
• High Net Worth Mortgages: Loans up to $5 million, including jumbo and asset-
  backed options.
• Construction Loan
• One-Time Close – no second set of closing costs.
• Loan amounts up to $2 million.
• 90% Loan-to-Value available on amounts up to $1 million.
• Available for primary residences and second homes.
• No Prepayment Penalty.
• Interest paid only on funds as drawn during construction.
• Rate Lock Before Construction Begins.
• Build on your lot and finance construction costs.
• Renovation Loan
• One-Time Close – no second set of closing costs.
• Loan amounts up to $2 million.
• 90% Loan-to-Value available on amounts up to $1 million.
• Options for purchase, limited cash-out, or cash-out.
• Available for primary residences and second homes.
• No Prepayment Penalty.

Disclaimer

Member FDIC © 2026 Regions Bank.  NMLS# 174490. All loans subject to qualification, required documentation and credit approval. Certain exclusions may apply. Loan terms and availability subject to change. | Regions and the Regions logo are registered trademarks of Regions Bank. The LifeGreen color is
a trademark of Regions Bank.