Physician Group at Neo Home Loans
Closing the Impossible Physician Home Loans
Traditional mortgage lenders don’t understand physician finances. They see irregular income, write-offs, or complex compensation and immediately say “no.” But at NEO Home Loans, that’s exactly what we specialize in.
Our Physician Home Loan programs are designed around your real financial strength, not just what appears on your tax return. That means flexible loan structures, lower down payments, and waived mortgage insurance to save you money long-term.
“NEO Home Loans was a game-changer for us. Despite the challenges common for 1099 professionals, they navigated the process seamlessly and made success achievable.” – Dr. Lance ⭐⭐⭐⭐⭐
Whether you’re buying your first home, upgrading, or securing a jumbo loan, we make the process simple, transparent, and tailored to you. Our mortgage specialists understand your situation and handle the hard work so you can close quickly (in as little as 14 days) and focus on your career and family.
Don’t take “no” for an answer. Request your free consultation today and get approved in minutes:
https://www.medicalprofessionalhomeloans.com/wcihomeloans/
YES, You Can Get a Mortgage Without Tax Returns!
When banks say ‘No’, NEO says ‘YES!’
Loan Officers
STATES: AZ, CA, CO, FL, GA, PA, TX, UT, WA
EMAIL: [email protected]
PHONE: 855-260-9932
Terms:
100% financing options available with fixed or adjustable terms for clients with 720 credit score or better with minimal down payment for medical professionals with credit scores down to 680. Can now help 1099 independent contractors with no previous experience as self-employed, 100% loan to value to $1M, 95% loan to value to $1.25M and 90% loan to value to $2M loan amount. 50% max DTI. Can close anytime prior to a new job start date. Flexible with student loan debt.
Physician Mortgage Programs
100% financing up to $1M
95% financing up to $1.75M
90% financing up to $2.5M
Solutions for those with less than two-year income documentation
Self-Employed & 1099 Borrowers
Zero mortgage insurance
Student loan solutions designed for physicians
PROGRAMS FOR CRNA, PA, NP, RN, CNS, DPT, & other Medical Professionals
97% financing up to $850,000
95% financing up to $1M
90% financing up to $1.5M
Save thousands with reduced or no mortgage insurance
1099 guaranteed income with less than 2 year history
Credit scores as low as 620
Professions:
MD, DO, DDS, DMD, Resident, Fellows, PA, NP, DVM, RN, CRNA, DPM
Strengths:
The biggest challenge in the mortgage industry right now is speed to close, with housing inventory at an all-time low, we’ve focused on helping our clients close their loans in as little as 17 days (depending on the program and down payment amount).