Lake Michigan Credit Union

Why finance your home with LMCU?
We helped 8,000+ homebuyers become homeowners in 2024 alone.
All mortgages are serviced by LMCU throughout the entirety of the loan, so your payment process and point of contact never changes.

Loan Officers

Emrah Sero (NMLS #1313035)
STATES:  IL, WI
EMAIL:  [email protected]
PHONE:  616-550-4952
Emil Izrailov (NMLS #132173)
STATES:  MI
EMAIL:  [email protected]
PHONE:  248-961-4300
Jason Robinson (NMLS #533276)
STATES:  IN
EMAIL:  [email protected]
PHONE:  734-707-3337
Mark Orr (NMLS #533239)
STATES:  OH
EMAIL:  [email protected]
PHONE:  248-842-6275
Matt Adler (NMLS #138345)
STATES:  FL
EMAIL:  [email protected]
PHONE:  248-219-7552

Terms:

Buy with as little as 0% down* up to $1.25 million*
Buy with as little as 5% down up to $1.5 million**
Buy with as little as 10% to $1.75 million**
Loan amounts up to $2.5 million.
Deferred student loan debt is not included in calculations.
No mortgage insurance required.
No minimum required cash on hand after closing.
CP loans available in Michigan and Florida

Professions:

MD, DO, DDS, DMD, CRNA, DPM

Strengths:

High income, high net worth individuals are invited to become LMCU Premier Banking members and enjoy enhanced product offerings, plus personalized service designed exclusively around your financial needs.

Disclaimer:

*For well-qualified borrowers. The interest on the portion of the loan that exceeds the value of the dwelling is not tax-deductible. Please consult your tax advisor. To be eligible for the Doctor/Dentist program, the Doctor/Dentist must be in a residency program, have completed a residency program, or be an established Doctor/Dentist. Doctors/Dentists must also establish an automated payroll deposit with LMCU to be eligible. Loan to value (LTV) ratios up to 100% with loan amounts up to $1,250,000; 95% LTV up to $1,500,000; 90% LTV up to $1,750,000; 85% LTV for loan amounts up to $2,000,000; and 70% LTV up to $2,500,000.**For well-qualified borrowers. $5 membership required. LMCU NMLS # 442967