First National Bank

Loan Officers

Ben Clifton (NMLS #455597)

STATES:  DE, MD, VA, DC
EMAIL:  [email protected]
PHONE:  919-815-9852

Josh Feldman (NMLS #659173)

STATES:  FL, NJ, SC
EMAIL:  [email protected]
PHONE:  843-364-5626

Chris Urti (NMLS #436445)

STATES:  OH, WV
EMAIL:  [email protected]
PHONE:  513-807-4960

Ken Roos (NMLS #436834)

STATES:  PA
EMAIL:  [email protected]
PHONE:  412-951-6793

Vincent Sullivan (NMLS #455388)

STATES:  NC
EMAIL:  [email protected]
PHONE:  704-315-8331

Terms

  • 100% financing up to $1.25 million
  • 95% financing up to $1.5 million
  • 89.99% financing up to $2 million
  • Purchase and Refinance
  • Fixed and Adjustable-Rate Products
  • Seller Contributions permitted up to 4% on Loan to Value at 90% or greater & 6% on Loan to Value below 90%

Professions

MD, DO, DDS, DMD, Resident, Fellows, DVM, CRNA, DPM

Strengths

  • Debt to Income Ratio up to 50%
  • Closing may occur up to 90 days before employment start date
  • Student loan payments are excluded from debt-to-income ratio calculations for Interns, Residents, and Fellows
  • 1099 income acceptable upon review

Disclaimer

Speak with a First National Bank Mortgage Loan Officer for further details.  This is not an offer of credit or a commitment to lend.  All loans are subject to credit and property approval. Rates, closing costs and fees are subject to change without notice.