Fifth Third

Fifth Third offers competitive programs and will look at all available options for the client that will be more beneficial to their scenario, as each client's scenario is different. With over 20 plus years of experience working with Physician's and these loans officers offer top notch professional “white glove” service.

Loan Officers

Tony Lupescu (NMLS #224410)
STATES:  FL, GA, IL, KY, NC, OH, SC, TN, WV
EMAIL:   [email protected]
PHONE:  312-257-2440
Jay Meadors (NMLS #438568)
STATES:  IN, MI
EMAIL:  [email protected]
PHONE:  317-788-3002

Terms:

  • 0% down payment up to $1.25 Million Loan Amount
  • 5% down payment up to $1.75 Million Loan Amount
  • 10% down payment up to $2.5 Million Loan Amount
  • 30 Yr Fixed, 15 Yr Fixed, 15/6 ARM, 10/6 ARM, 7/6 ARM, 5/6 ARM, 5/3 ARM

Professions:

MD, DO, DDS, DMD, Resident, Fellows, DVM, OD, DPM

Strengths:

  • Close up to 150 days before employment start date
  • 1099 Income with less than 2 years of self-employed income or new 1099 contract (with proof of minimum guaranteed hours and hourly rate)
  • Minimum 680 Credit Score with 5% down and 700 credit score with 0% down
  • No Private Mortgage Insurance
  • Up to 50% debt to income ratio
  • Gift Funds can be acceptable for down payment, closing costs, and asset reserves in many circumstances
  • Student Loan Payments can be excluded if deferred during training or we can use income based repayment monthly payment to qualify
  • No restrictions on length of time post residency to qualify for loan
  • Can own multiple properties or have multiple physician loans
  • Helped thousands of physicians buy their homes with confidence
  • Refinance and Purchase options
  • Self Employed Income borrower options
  • Additional Discounts Available With $25k Or More of Assets With Fifth Third Bank

Disclaimer:

Member FDIC/Equal Opportunity Lender