Whether you’re looking to buy, build, or refinance your home, my team and I are here to help. At Fairway, we offer a variety of loan options to help you achieve homeownership with the speed and service you deserve. We’re committed to finding the right loan with competitive rates, clear terms, and costs that meet your specific needs.
Financing a home is a big commitment — my team and I will guide you through every step of the process, from application to closing and beyond. We look forward to putting our mortgage expertise to work for you and answering any questions along the way.
Loan Programs and Financing Solutions
We offer a wide range of lending solutions designed to meet the needs of diverse borrowers:
Conventional Loan Programs
Flexible options for:
Primary residences, including first-time homebuyer programs with as little as 3% down
Second homes
Investment properties
Doctor Loan Program (Conventional Specialty Product):
Designed for medical professionals with enhanced financing options:
Loan amounts up to $2 million (95%–100% LTV* depending on loan amount)
No PMI required
Minimum 680 FICO score
Maximum 50% DTI**
Ranges from 0 to 6 months reserves, depending on the loan amount and LTV
Jumbo Loan Programs
Financing up to $3 million with as little as 10% down and NO PMI for qualified borrowers. Minimum FICO score of 740.
Super Jumbo Financing
Up to $10 Million (restrictions apply)
Note: Other Jumbo loan programs may be available for eligible borrowers
VA Loan Programs
Up to 100%*** financing for eligible veterans with competitive rates with an updated VA Certificate of Eligibility.
VA Construction Financing (One-Time Close)
100% financing is available for eligible veterans with an updated VA Certificate of Eligibility.
Loan amounts up to 2.5 million (restrictions apply)
Construction Financing (Conventional One-Time Close)
Build your home with as little as 5% down, combining construction and permanent financing into one loan.
Alternative Income Documentation (Non-QM Options)
Flexible solutions for borrowers who may not qualify using traditional income methods:
Asset Utilization / Asset Depletion
Asset Amortization
Asset Dissipation
Bank Statement Loans
Ideal for self-employed individuals and business owners who may not show sufficient income through traditional tax returns.
DSCR (Debt Service Coverage Ratio) Loans
Designed for real estate investors—qualification based on property cash flow rather than personal income.
1–4-unit DSCR programs available
Investment Property Financing
Flexible solutions for building and expanding real estate portfolios.
Second Home Financing
Options for vacation or secondary residences with competitive terms.
Note: All loans are subject to credit approval.
*Eligibility subject to program stipulations, qualifying factors, applicable income and debt-to-income (DTI) restrictions, and property limits. Copyright©2022 Fairway Independent Mortgage Corporation. NMLS#2289. 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. Fairway is not affiliated with any government agencies. AZ License #BK-0904162; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License No 41DBO-78367. Licensed by the Department of Financial Protection and Innovation under the California Financing Law, NMLS #2289. Loans made or arranged pursuant to a California Residential Mortgage Lending Act License; Georgia Residential Mortgage Licensee #21158; For licensing information, go to www.nmlsconsumeraccess.org; MA Mortgage Broker and Lender License #MC2289. MA Loan Originator License #MLO19775; Licensed Nevada Mortgage Lender; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker-NYS Department of Financial Services; Rhode Island Licensed Broker & Lender; Fairway Independent Mortgage Corporation NMLS ID #2289 (www.nmlsconsumeraccess.org). Equal Housing Opportunity.