Bank of Texas
Whether you are just starting out or are established in your professional career, Bank of Texas Advanced Medical Professional (AMP) loan program provides innovative, in-house home financial solutions for select medical professionals. We offer fixed and variable rate options on primary home purchases and refinances. We can offer an additional 0.125% discount on interest rate when you open a Bank of Texas checking/savings account and make your mortgage payment from that account.
Loan Officers
STATES: TX
EMAIL: [email protected]
PHONE: 972-372-5244 (work) 903-714-2012 (cell)
Terms:
- Primary residence only
- Purchases or refinances (no cash out)
- Discounted 0.125% interest rate option available for borrowers who have a qualifying Bank of Texas checking/savings account and agree to make a mortgage payment via ACH from that account
- Must be US citizen or permanent resident status
Professions:
MD, DO, DDS, DMD, Resident, Fellows, CRNA, DNAP, DP
Strengths:
- 0% down payment up to $1.5 million
- 5% down payment up to $1.75 million
- 10% down payment up to $2 million
- 15% down payment up to $2.25 million
- No mortgage insurance required by borrower
- Competitive fixed and variable rate options
- No origination fee
- Student loans deferred greater than 12 months from closing are not considered in debt-to-income ratio
- Student loans placed on income-based repayment plans are allowed 700 FICO
- Low reserve requirements
Disclaimer:
Bank of Texas and BOK Financial® are trademarks of BOKF, NA. Member FDIC. Equal Housing Lender. ©2024 BOKF, NA. Programs, rates, terms and conditions are subject to change without notice. Other terms and conditions apply. All loans are subject to credit approval. 