Monthly Newsletters

2025

• September:

  Going 1099 Is Not a Magic Elixir

• August:

  Getting Your Financial Education Early Can Be Worth Millions

• July:

  Are You Actually Receiving the Value a Financial Advisor Provides?

• June:

  Understanding the Basics of Investing

• May:

  Living Life Right Now (and Spending the Money to Do So)

• April:

  Tax-Loss Harvest, But Don’t Worship at the TLH Altar

• March:

  Helping Your Fellow Docs Save for Retirement

• February:

  Two More Reasons to Do Roth Contributions and Conversions

• January:

  All the Reasons Why Retirement Accounts Are Awesome

2024

• December:

  How Bad Is It to Own Individual TIPS in Taxable?

• November:

  Should the Election Results Change Your Financial Plan?

• October:

  The Costs of a Serious Accident

• September:

  Fiduciary Is a Spectrum: Why You Might Want to Get Advice from a Financially Independent Advisor

• August:

  Navigating the Financial World as a Validator

• July:

  Why Is Saving 20% of Your Income So Important? Let's Run the Numbers

• June:

  Avoid Unforced Errors

• May:

  The FTC Ban on Non-Competes and the Law of Unintended Consequences

• April:

  5 Ignorant Arguments Residents Use to Justify Buying a Home

• March:

  Who Is Your Biggest Financial Enemy?

• February:

  This Popular Netflix Show Reminds Us of the Best Way to Invest

• January:

  4 Lessons Learned After Years of Being Financially Independent

2023

• December:

  A Roth IRA Is NOT a Bad Investment

• November:

  The Role of Your Investment Oversight Committee

• October:

  Overcoming Paralysis by Analysis Is Harder Than I Thought

• September:

  6 Lessons Learned While Climbing Half Dome

• August:

  How to Stay Rich

• July:

  The ‘Guaranteed' Path to Physician Wealth and the 5 Ways to Fall Off It

• June:

  A High Income Covers a Plethora of Financial Sins

• May:

  Should QLACs Be Part of Your Portfolio?

• April:

  You'll Probably Get What You Want Most

• March:

  10 HSA FAQs: How Many Do You Know? 

• February:

  What Is a High-Low Agreement? 

• January:

  The Government Wants You to Save for Retirement 

2022

• December:

  You Can't Protect It All, and That's OK

• November:

  How to Think About TIPS

• October:

  There Are Many Roads to Dublin

• September:

  What We Think About the New Student Loan Changes

• August:

  Financial Tips for the Terminally Ill (and the Rest of Us)

• July:

  How to Invest Your HSA

• June:

  Life Isn't Fair

• May:

  New Changes to Student Loan Management

• April:

  Inflation: The Investor's Greatest Enemy

• March:

  What Should Your Portfolio Do About the Russian Invasion?

• February:

  How FOMO Ends

• January:

  Standard and Mega Backdoor Roth IRAs, and Federal Student Loans

2021

• December:

  Don't Miss the Forest for the Trees

• November:

  Why IRR Is the Best Return Measurement

• October:

  12 Ways to Optimize for Career Longevity

• September:

  How to Increase Risk Tolerance

• August:

  The Benefits of Getting Rich Slowly

• July:

  What Are Your Hobbies Really Costing You?

• June:

  Yes You Should Worry About Inflation

• May:

  Betting on Options Isn't Investing

• April:

  Plan an Adventure!

• March:

  Be Prepared!

• February:

  An Era of Speculation

• January:

  The Investor Matters More Than the Investment

2020

• December:

  You Can Deduct Charitable Contributions Without Itemizing

• November:

  Did the 4% Rule Just Become the 5.5% Rule?

• October:

  Giving the Gift of Charity

• September:

  Investing at Market Highs

• August:

  Why Doctors Still Need a 401(k)

• July:

  Is a Cash Balance Plan Right for You?

• June:

  Keep a Crystal Ball Journal

• May:

  Why Market Bottoms Are So Hard to Pick

• April:

  Tax Dates Pushed Back!

• March:

  Stop Panicking, Tax Loss Harvest, and Avoid Scams

• February:

  How to Think About Social Security and Pensions

• January:

  Expected Returns

2019

• December:

  Two Bond Schools of Thought

• November:

  Don't Give In to Financial Peer Pressure

• October:

  Moving: Opportunity to Purge or Major PIA?

• September:

  Dealing with the Silos in the Financial Services Industry

• August:

  You Get to Define Retirement

• July:

  Be Realistic About Travel

• June:

  Where Are All the PSLF Doctors?

• May:

  Taking the Hard Advice

• April:

  Quit Screwing Up Your Backdoor Roth IRA

• March:

  Roth as a Resident?

• February:

  The Beauty of Simplicity

• January:

  Beware the 60-Day Dividend Rule When Tax Loss Harvesting

2018

• December:

  How to Actually Enjoy a Day at a Theme Park

• November:

  Great Quotes to Read During a Bear Market

• October:

  Roth Conversions: A Great Asset Protection Technique

• September:

  Self-Directed IRAs and 401(k)s

• August:

  Success Is Balance

• July:

  The 7 Years of Plenty

• June:

  Real Estate Is Optional But Useful

• May:

  You're a Doctor Not a Monk

• April:

  Buy or Rent? It's Mostly a Question of Time

• March:

  Get Your Financial Ducks in a Row!

• February:

  Top 10 Physician Financial Mistakes

• January:

  Seize the Day and Get That Financial Task Done!

2017

• December:

  The Speculative Fever in Bitcoin

• November:

  Sharpen Your Saw for Maximum Effectiveness

• October:

  The 80/20 Rule

• September:

  The Wash Sale Rule

• August:

  Lesson from the Case Study of Japan

• July:

  Doing Vacation Right

• June:

  How to Get Around the Once-a-Year Rollover Rule

• May:

  The Best Annuity Out There

• April:

  A Unique Way to Get More Asset Protection

• March:

  The Coverdell Education Savings Account

• February:

  A Tale of Avalanches, V-Fib Arrests, and Helicopters

• January:

  Resolve to Fix Your Finances in 2017!

2016

• December:

  Trump Rally, Donor-Advised Funds, and More

• October:

  What to Do If You Have Money During Medical School

• September:

  The Road to Happiness

• August:

  Phil Demuth on Tax Bracket Thresholds

• July:

  The Best Investment Financial Crisis Response

• June:

  Managing Student Loans as a Resident

• May:

  The 3 Different Types of Physician Financial Situations

• April:

  Simplifying Life via Spring Cleaning

• March:

  Budgeting Priorities in a Crippled Financial State

• February:

  The SIMPLE IRA

• January:

  Tax Harvesting and Donating Shares to Charity

2015

• December:

  The Benefits of Hiring Your Children

• November:

  The Recent Changes to Social Security

• October:

  Paying for College Education

• September:

  Paying Tuition with Appreciated Security Shares

• August:

  Gold as an Investment

• July:

  Be Prepared for Financial Downturns

• June:

  How to Handle Crippling Educational Debt

• May:

  The SEPP Rule

• April:

  The Myth that Stock Picking Is Adequate Portfolio Diversification

• March:

  Balancing Personal Finance Philosophies

• February:

  Roths in the Distribution Phase

• January:

  529 Tax Saving Schemes

2014

• December:

  Charitable Contributions

• November:

  A Penny Saved Is More Than a Penny Earned

• October:

  Quarterly Estimated Tax Payments

• September:

  A Certified Financial Planner on Staff at Medical Schools

• August:

  Keeping Real Estate Investment Expenses Low

• July:

  After-Tax 401(k) Contributions

• June:

  Investment Approaches Masquerading as Legitimate Techniques

• May:

  The Value of Frugality

• April:

  Be Careful When Choosing Self-Directed IRAs

• March:

  Lower Investment Tax Cost with Charitable Donations

• February:

  The “MyRA” and the Benefits of a Very Simple Portfolio

• January:

  Timing Tax-Advantaged Investment Contributions

2013

• December:

  Cautions About Increasing Your Lifestyle

• November:

  Reduce Your Sequence of Return Risk

• October:

  The Buy and Hold Philosophy Is Not Dead

• September:

  Are After-Tax Contributions to a 401(k) a Good Idea?

• August:

  How Not to Run Out of Money in Retirement

• July:

  Bond Investing

• June:

  IBR Management Strategies

• May:

  The Boglehead Philosophy of Investing

• April:

  Lessons Learned from the Cyprus Crisis

• March:

  In Defense of Conservative Spending Habits

• February:

  Quick Easy Things That Can Save Your Financial Life

• January:

  Guards Against Income and Tax Situation Fragility

2012

• December:

  There Is a Light at the End of the Tunnel

• November:

  Avoid a Portfolio “Collection”

• October:

  Don't Overestimate Your Risk Tolerance

• September:

  Market Buy and Sell Tips

• August:

  How to Choose a 529 Plan

• July:

  Successfully Navigate the Critical Investing Moments

• June:

  The 5 Enemies to Your Investment Portfolio

• May:

  Fund Your HSA Through Your Employer

• April:

  Plan Ahead for Potential Contract Loss

• March:

  3 Finance Basics

• February:

  The Advantages of a Solo 401(k)