MD Disability Quotes
5555 West Loop South, Suite 500
Bellaire, TX 77401
Get a Disability Insurance Quote
Protect your biggest asset, your income.
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Important Medical Notice for Disability Insurance Applicants
WCI does not ask medical questions. However, when applying for disability insurance, please be aware that you will be asked to provide information by our vetted insurance partners regarding your medical history over the last 10 years. This includes any diagnoses, hospitalizations, surgeries, medications, and treatments for chronic conditions or mental health issues.
Accurate and complete disclosure is essential to avoid unnecessary declines and ensure your application is processed effectively. This information helps us match you with the appropriate coverage and provider, increasing the likelihood of a successful application.
Ready to get coverage in place today? They will be in touch soon or you can reach out to them directly.
What to Know About Disability
- 1 in 7 physicians end up having to use their disability insurance.
- Residents physicians typically buy a $5,000 per month benefit and attendings a benefit in the $10,000-$15,000 per month range.
- A typical policy purchased early in your career will cost between $200-$600 per month.
- Losing the ability to turn the knowledge and skills you spent a decade learning into a pile of money by working in your profession for decades is one of the most expensive risks that physicians face.
- Insure well!
Learn More About Disability Insurance
How Much Disability Insurance Should You Buy?What Disability Insurance Riders Do Doctors Need to Buy?
How to Buy Disability Insurance
Disability Insurance for Physician Couples
Why Doctors Need Own Occupation Disability Insurance Policies
Introduction
At MD Disability Quotes, we try to keep it simple, easy, and efficient when helping our clients determine what they need and want out of their disability and life insurance policies.
Most of our clients really want a solid but basic disability insurance contract that will take the guesswork out of what happens at claim time. We want you to know that our goal is to build a contract with the terms and language that will compel the carrier at claim time to behave in a manner that meets your expectations.
When you buy a policy, the words really do matter not only in what you are buying but how what you might buy would affect what you already have or are being provided by your employer.
We pride ourselves on our 3-step process: Design, Apply, and Disclose. By designing the right policy for each specific individual physician, these disability contracts fit their specific needs according to their specialty and compensation model as well as their current lifestyle.
As for life insurance, we typically only work with term life because the product is simple and driven by only 5 factors: 1) Benefit Amount, 2) Duration of Rate Lock, 3) Gender, 4) Age, and 5) Health Status. Term Life Insurance is inexpensive and once you get it locked down, then if you ever want to decrease the amount or drop the policy entirely it is simple to do.
Brokers Scott Nelson-Archer, CLU®, ChFC®, Amber Stitt, ChFC,® CLTC,® CLU®, and the team have 25+ years of experience helping thousands of physicians across the country protect their future with disability income insurance and low-cost life insurance policies. Give us a call/text or drop an email; you will be glad you did!
Why You?
Providing honest, well-researched expert reviews is what we do here at MD Disability Quotes. If you have a contract and want to know if it is built to meet your expectations, please send it over for a free review.
If you have questions about how your employer policy is going to interact with your policy, send it over for a free review.
If after a review by us, we will either give you our findings and if those are satisfactory to you then we will pat you on the back and say “Good Job.” If they do not meet the necessary criteria, we will work to find the best solution with the maximum discounts allowed.
Ideal Client
Our clients are usually those that are looking for a great value in what they are buying and want policies that are efficient and easy to acquire.
We are really a forward-thinking, to-the-point firm, that is not into taking lots of time to do the simple job which is finding you the best policy to meet your claim time expectations.
It does not have to be overly complicated to provide and acquire great coverage. We look forward to helping you!
Testimonials
Due to FINRA (Financial Industry Regulatory Authority, Inc.) compliance issues, MD Financial Services is not allowed to list testimonials. If you are looking for reader feedback please contact [email protected].