Earn a $500-1,000 cash bonus and the Fire Your Financial Advisor Course ($799 Value) exclusively for being referred by White Coat Investor when you refinance your student loans with Credible!

 

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Why Choose Credible to Refinance Your Student Loans?

Credible is not a lender, but a marketplace where lenders compete for your business. They’ll show you actual prequalified rates from multiple lenders without impacting your credit score, and they don’t share your information with lenders until you choose the specific lender you want to pursue. Even if you think you've found a good rate, definitely take the two minutes to shop it against the offers available on Credible. Credible does not charge any fees and there is one simple form to fill out.

For medical residents, Credible also partners with multiple lenders that offer graduated repayment plans—that means you can defer full payments until you complete your residency or fellowship. The minimum amount to refinance is $5K and with most companies there is no maximum.

One Simple Form
Safe and secure – no sharing of your personal data.

Get Personalized Rates
Real rates – not ranges – from multiple lenders in 2 minutes.

Choose Your Option
The Credible expert Client Success Team is here to help you along the way.

 

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What Credible Customers Say about Refinancing their Student Loans

“I’ve been looking to refinance for a long time and spoke to numerous companies but no one ever got me as low of a rate as Credible did. Very happy I refinanced and happy for the help!”

“Literally the easiest website to use to see all your potential refinance options for student loans. Found my best deal and got my rate down to 2.89%! I’m paying my loans off faster and saving a grand a year! Amazing!”

“It was ridiculously easy. I was sitting on the couch and applied for refi'ing my student loan; within two hours, everything was done and I had secured refinancing. I just can't understand how it'd be easier than that.”

 

Refinance with Credible Today

 

Credible Student Loan Refinancing Terms and Conditions

*Student Loan Refinancing Rate and Terms Disclosure: The lenders on the Credible.com platform offer fixed rates ranging from 2.15% – 9.15% (2.15% – 9.15% APR). Variable interest rates offered by the lenders on Credible.com range from 1.81% – 8.90% (1.81% – 8.90% APR). Variable rates will fluctuate over the term of the borrower's loan with changes in the LIBOR rate. The maximum variable rate on the Education Refinance Loan is the greater of 21.00% or Prime Rate plus 9.00%. Rates are subject to change at any time without notice. Your actual rate may be different from the rates advertised and/or shown above and will be based on factors such as the term of your loan, your financial history (including your cosigner’s (if any) financial history) and the degree you are in the process of achieving or have achieved. While not always the case, lower rates typically require creditworthy applicants with creditworthy co-signers, graduate degrees, and shorter repayment terms (terms vary by lender and can range from 5-20 years) and include loyalty and Automatic Payment discounts, where applicable. Loyalty and Automatic Payment discount requirements as well as Lender terms and conditions will vary by lender and therefore, reading each lender’s disclosures is important. Additionally, lenders may have loan minimum and maximum requirements, degree requirements, educational institution requirements, citizenship and residency requirements as well as other lender-specific requirements.