What Does It Mean to ‘Adjust as You Go’ in Retirement?
If you're leaning toward implementing the 4% rule when it comes to withdrawals in retirement, here's how to know how to adjust as you go
A full, happy, comfortable retirement is where so many WCIers have been aiming since they began working. The main questions: what’s the best way to get there, and once you arrive, how do you begin to live and fund your new life?
If you're leaning toward implementing the 4% rule when it comes to withdrawals in retirement, here's how to know how to adjust as you go
Retirement/financial independence isn't an age; it's a number. Here’s what to focus on to ensure you’re working toward your goal.
Are you so worried about Social Security disappearing that you want to redo your financial plan? Here's why that approach isn't necessary.
Guyton-Klinger guardrails is a strategy that allows for a relatively large withdrawal rate during retirement. Here are the pros and cons.
Some people claim that taking Social Security early is the right move. Here's why that's absolutely the wrong move for your retirement.
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The first quarter of a decade since I left my full-time job and chose semi-retirement has been a blur. Here's everything we've experienced.
It was remarkable to discover the difference between aiming for FI and reaching FI. Here are some math and psychological lessons I learned.
Let's take a look at the case of a 74-year-old retired physician who wants to give money away but is worried about running out of assets.
Spending flexibility isn't only taking a little bit less from your portfolio for one year. It could mean spending a lot less for 10 years.
The goal of retirement planning is to maximize quality of life by enhancing retirement income and spending. Some are playing it too safe.
What's the point of all these income strategies in retirement? Let’s look at the risks and benefits of some and why you might consider them.
Let's take a look at four retirees who have very little money coming in every month. How do they live their lives? How do they survive?
There are hundreds of methods for how to spend from a retirement portfolio. Let's go over a few of them to see what might work best for you.
We make a large salary, and we're retiring in our 40s later this year. Here are my biggest fears and most rational thoughts about it.
Do physicians or other high income earners need more money than the average person to enjoy retirement? Just look at their spending patterns.
Medical school may not have taught you about money, but we will.
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