Four Ways to Improve Your Financial Life
[Editor's Note: I was invited to submit a guest post on the Sermo blog. So many of the posts on Sermo seem so pessimistic to me sometimes. They are full of whining, complaining, fretting, and venting...
[Editor's Note: I was invited to submit a guest post on the Sermo blog. So many of the posts on Sermo seem so pessimistic to me sometimes. They are full of whining, complaining, fretting, and venting...
Well this has been a fun week. It's not typical for me to have posts that generate over 100 comments on them, nor have my email box filled with hate mail about something I wrote. Lest I be accused of ...
I'm a big fan of debt-free living. Probably too big of a fan, actually. I know of at least one financial error I've made because of a general abhorrence of debt (can anyone say HPSP?) At this point in...
Should you go for forgiveness or try to refinance student loans? When should you pay off debt vs invest? Here are the 10 best ways manage your debt.
For those dissolving their marriage, if you follow these 4 to-dos, you will likely avoid the most common (and costly) mistakes people make with their use-property and retirement accounts during the separation of assets.
As a general rule, I recommend against residents buying a home for a number of reasons. However, there are exceptions to every general rule. More recently, I have become aware of a program that makes...
[Founder's Note: Those who are familiar with our financial journey are aware that my wife and I decided to forgo spending a great deal of our income in our first few years out of residency in order to...
A reader recommended Gregory Karp's Living Rich by Spending Smart to me. It is a great read and very useful for anyone having trouble saving 20%+ of their gross income. I cannot recommend the introduc...
Let’s say you’ve started looking for a home. At some point, your realtor may say, “If you really want the house, you should make an all cash offer!” What does that mean – you come to the closing with...
Remember that in personal finance, the word personal is as important as the word finance. It comes first in the phrase for a reason. Here are the key lessons that have made a difference to me in the...
Many other high income professionals are eligible for physician mortgage loans. This loan allows less than 20% down without PMI, is issued with a contract rather than proven income, and generally ignores the student loan burden.
In this guest post, Beau Ellenbecker, DO, gives the straight scoop on the military medical school scholarship (HPSP) program, revealing the benefits and downsides.
Basketball star Shaquille O'Neal not only got a doctorate, but he also became adept at turning his income into real wealth. Learn his lessons here.
Families working together across the generations can be a true wealth-producing machine -- far more powerful than any other personal finance concept.
Let's Call Your Debt to Income Ratio what it Really is: Your Debt Slave Ratio. That's really what debt is since the borrower is slave to the lender.