In Defense of the 401(k)
Some people don't like investing in index funds in retirement accounts. I don't have a problem with a little marketing hype, but when the facts are wrong I'm going to call you out on it.
Some people don't like investing in index funds in retirement accounts. I don't have a problem with a little marketing hype, but when the facts are wrong I'm going to call you out on it.
My annual partnership 401(k) report came in. It turns out that investing in stocks has been very profitable for the last five years. But there are a lot more insights to be gleaned from the data.
Dave Ramsey gives a lot of great advice. And a little bad advice. Know the difference!
The Vanguard Total Stock Market Index Fund is a wonderful mutual fund. Excellent returns, low costs, and a rock solid strategy should cause you to give serious consideration to using it for part or even all of your US stock exposure.
Mutual funds should be major building blocks in your portfolio, but you need to understand how they work and how to learn more about them.
Emergency funds allow you to take on many risks, avoid debt, and avoid selling low. But don't be dogmatic about them--the opportunity cost is real, especially for those who are not rich yet.
Some successes come from luck, while other successes come from smart decisions. But a great deal of financial success comes from putting yourself in a position where luck can do its thing.
Who wouldn't love a larger Roth IRA, especially when the alternative is investing in a taxable account? Chad Chubb explains the Mega Backdoor Roth IRA.
Technical analysis to predict future price movements of individual stocks has been used for decades. Do the charts reveal the future, or are they just as cloudy as a crystal ball?
Never heard of a 401(h)? You're not alone. But for the right person, this triple tax-free account can be awesome. It's the mutant child of a cash balance plan and an HSA.
P.A.s face similar financial issues to physicians, but with some key differences. But whatever your income, the first things you learn about personal finance and investing are very high yield.
Betterment raised fees this year for large accounts. Now Wealthfront's "Direct Indexing" feature gives it the edge in the roboadvisor space.
Don't commit your hard-earned capital without doing your due diligence. It is better to be with a great manager in a good deal than in a great deal with a bad manager.
We dedicate 20% of our portfolio to alternative investments (mostly real estate.) Here's how we're currently invested and how that will change in the next year.
When choosing a financial advisor, you need to review the Form ADV. In this post, Johanna Turner explains where to find it how and how to read it.