Roth IRAs and 401(k)s
Answering reader questions about the difference between Roth and traditional IRAs, the process of opening Roth IRAs for your kids, and what to do if you over-contribute to your 401(k).
Answering reader questions about the difference between Roth and traditional IRAs, the process of opening Roth IRAs for your kids, and what to do if you over-contribute to your 401(k).
Investors need to know their savings rate, investment return, tax rates, and net worth to track progress toward financial goals.
Is it the duty of the investor to lose money from time to time? If you want to build your nest egg to beat inflation, the answer is yes.
Answering reader questions about what to do when your workplace turns toxic and how to protect yourself from bad employers and from losing your job, whether you should use an IRA to buy into your building, and 1031 exchanges.
Platforms like Airbnb and VRBO have gained immense popularity. Here is a guide to short-term rentals and how one can get involved.
Answering reader questions about rolling a 401(k) into an IRA after changing jobs, how to do a 403(b) rollover, and how to pass non-discrimination testing for your 401(k) as a business owner.
Many investors, even white coat investors, think they or their money manager can beat the market. Here's why they're all probably wrong.
Are you hoping to retire one day? How much do you need to start saving? Here's what percent of your income you need to put away.
More and more physicians are being offered deferred compensation plans at their workplace. Here's what to know about 457s and 409s.
The most complicated routine question for investors is the annual dilemma about Roth contributions and conversions. Here's what to know.
If you're looking for the best tax-efficient way to sell a real estate investment, should you use a deferred sales trust or a 1031 exchange?
Answering reader questions about Roth IRAs and the pro-rata rule; self-directing your solo 401(k), 457(f)s, and 457(b)s; and when to do Roth conversions.
A good investment portfolio is diversified, low-cost, passively managed, and consistent with your risk tolerance. Which one is best for you?
Here's how TIPS works and whether it's a better deal than nominal bonds or other inflation-protected bonds like I Bonds.
The Roth or traditional 401(k) decision can be complicated for high-income professionals. Consider these factors to best protect your income.